45 Oxley Drive, Chatham-Kent, ON

$324,900
MLS#:X13683798
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 45 Oxley Drive Chatham-Kent ON listed at $324,900 (MLS# X13683798) - Main View
Price Change
For Sale
Added:Aug 17, 2026(25 days ago)
Updated:Sep 10, 2026(1 day ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Chatham. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 54 x 125 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 45 Oxley Drive, Chatham - a timeless 1-storey home offering 1,380 sq. ft. of above-grade living space, where classic character meets modern comfort. Situated on a generous corner lot, this charming 4-bedroom, 1.5-bathroom home has been thoughtfully updated over the years while preserving the warmth and elegance of its vintage design. Step inside and discover a layout that is especially well suited for those looking for comfortable one-floor living. The main floor features two bedrooms, a full bathroom, a convenient half bathroom, main-floor laundry, a dedicated office, and a large, functional kitchen, providing everything you need for everyday living without having to rely on the second floor. Upstairs, you'll find two additional bedrooms, offering the perfect flexibility for visiting family, guests, hobbies, or additional living space when needed. Outside, the beautifully landscaped yard is a true retreat. The expansive corner lot features multiple perennial gardens, peaceful seating areas, and plenty of space to relax or entertain. Unwind in the included hot tub and enjoy your own private outdoor oasis. The home also includes all major appliances, making your move that much easier. The rented air conditioner can be bought out by the sellers on closing if desired. Conveniently located in Chatham's north end, you'll enjoy easy access to parks, schools, shopping, restaurants, and everyday amenities, with Mid-Wood Oxley Park and recreational trails nearby for outdoor enthusiasts. Whether you're looking to downsize without giving up space or enjoy the convenience of one-floor living, 45 Oxley Drive offers a comfortable and versatile home in a well-established Chatham neighbourhood.

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Property Summary

This detached home located at 45 Oxley Drive, Chatham-Kent is currently for sale and has been available on SousaSells for 25 days. This property is listed at $324,900 with an estimated mortgage of $1,081* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 45 Oxley Drive, Chatham-Kent is in the Chatham neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Chatham, Chatham-Kent.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Chatham, Chatham-Kent.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$324,900
AddedAug 17, 2026 (25 days ago)
UpdatedSep 10, 2026 (1 day ago)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameMATCH REALTY INC.,

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size54 × 125 Feet
CountyChatham-Kent
Annual Tax$2,247.97
Rental ItemsAir conditioner
Legal DescriptionPT LT 5 PL 503 AS IN 195572; CHATHAM-KENT

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Chatham-Kent Home Buyer Advisory & Market HubActive MLS® Listing in Chatham-Kent, Ontario

Looking to Buy a Home in Chatham-Kent?

If you are looking for a house in Chatham-Kent or researching Chatham-Kent real estate for sale, this 4-bedroom detached at 45 Oxley Drive, Chatham-Kent, ON offers an exceptional opportunity to buy a home in Chatham-Kent, Ontario. Whether you are a first-time Chatham-Kent home buyer or comparing active Chatham-Kent MLS® homes for sale, working with a dedicated Chatham-Kent buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Chatham-Kent Homes for Sale & MLS® Listings

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Dedicated Chatham-Kent Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Chatham-Kent realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Chatham-Kent Buyer Budget & Costs

Estimated mortgage: $1,081*/month*. Estimated Ontario Land Transfer Tax: $3,349. First-time Chatham-Kent home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Chatham-Kent

Frequently Asked Questions about 45 Oxley Drive, Chatham-Kent, ON

Q.What is the asking price for 45 Oxley Drive, Chatham-Kent, ON ?

The current listing price for 45 Oxley Drive, Chatham-Kent, ON in Chatham, Chatham-Kent is $324,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 45 Oxley Drive, Chatham-Kent, ON ?

45 Oxley Drive, Chatham-Kent, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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45 Oxley Drive, Chatham-Kent, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chatham, Chatham-Kent

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 45 Oxley Drive, Chatham-Kent, ON N7L 2K8

Estimated Sales Range
$309,000 - $318,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,470 (30.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period30 Years
Estimated Monthly Payment$1,081Based on a loan of $227,430 over 30 years.
Purchase Price$324,900
Loan Amount$227,430
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $324,900 in Chatham-Kent, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

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Chatham, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,355,045

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chatham, Chatham-Kent

Elementary Schools

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Secondary Schools

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Chatham, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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