400 George Street, Cobourg, ON

$684,900
MLS#:X10424167
2 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $684,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80 x 83.75 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A classic Cobourg mid-century bungalow developed by Colonel King. With a private backyard that's easy to maintain this lovely home is centrally located - it's a 1/2 km south of the Via Rail station and a 1/2 km north of downtown. Stroll south just 1km to the sights, sounds and sands of Cobourg's famous Victoria Beach! A two bedroom home with garage access to a den that easily acts as a 3rd bedroom, the main bathroom has an air jet soaker tub and there's a powder room ensuite off the primary bedroom. Spacious and bright, with a large kitchen that has a ton of cabinets and storage. Crown molding in the dining and living room, a newer gas fireplace, and newer beautiful hardwood flooring though out the main floor. The partially finished basement has a large rec room, laundry room, 1/2 bathroom, and utility/storage room ...the south entrance makes for a perfect in-law suite/apartment possibility. Put your own touches on this eloquent, unique property and make it your very own special place for years to come!

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 15, 2025
Sold price information is available to members only
Listed Date11/14/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size80 × 83.75 Feet
CountyNorthumberland
Annual Tax$4,849.25
Legal DescriptionPT LT 1 BLK D S/S UNIVERSITY AV AND N/S HAVELOCK ST PL CADDY (FORMERLY LT 17 CON A HAMILTON) COBOURG AS IN NC290239 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned, Auto Garage Door Remote, Carpet Free, In-Law Capability

Security Features

Community Features

Location

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400 George Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 400 George Street, Cobourg, ON K9A 3M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$43,490 (6.3%)
* Minimum Canadian down payment required for this price is $43,490.
Amortization Period25 Years
Estimated Monthly Payment$3,822Based on a loan of $641,410 over 25 years.
Purchase Price$684,900
Loan Amount$641,410
Provincial Land Transfer Tax:$10,173
Total Estimated Closing Taxes:$10,173

About Purchasing a Home in Cobourg, ON

For a property listed at $684,900 in Cobourg, the legal minimum down payment is $43,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,173 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,173.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.