463 Division Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 47 x 124 ft lot
- Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
- Efficient forced air heating via gas
Description
A versatile opportunity in the heart of Cobourg, offering two separate living spaces just a short walk from the beach, historic downtown, and everyday amenities. The lower unit features two bedrooms, an updated kitchen, in-unit laundry, and comfortable living space, while the upper unit offers one bedroom, its own updated kitchen, and a spacious living area. With separate upper and lower accommodations, the property provides plenty of flexibility for investors, multi-generational living, or buyers looking to occupy one unit while generating income from the other. Outside, a large backyard provides additional space to relax and enjoy the property, a valuable feature in such a central location. Within walking distance of Cobourg Beach, the waterfront, downtown shops and restaurants, and everyday conveniences, this property combines location with exciting income and future potential. Whether you're looking to expand your investment portfolio or find a home that can adapt to your lifestyle, this unique Cobourg property offers plenty of possibilities in a highly walkable location.
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Property Summary
This duplex located at 463 Division Street, Cobourg is currently for sale and has been available on SousaSells for 4 days. This property is listed at $639,000 with an estimated mortgage of $2,127* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 463 Division Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Fenced Yard
- Park
- Place Of Worship
- School
Interior Features
- Carpet Free
- In-Law Suite
- Primary Bedroom - Main Floor
- Storage
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom duplex at 463 Division Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Cobourg Buyer Budget & Costs
Estimated mortgage: $2,127*/month*. Estimated Ontario Land Transfer Tax: $9,255. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 463 Division Street, Cobourg, ON
Q.What is the asking price for 463 Division Street, Cobourg, ON ?
The current listing price for 463 Division Street, Cobourg, ON in Cobourg, Cobourg is $639,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 463 Division Street, Cobourg, ON ?
463 Division Street, Cobourg, ON is a Duplex (2-Storey) featuring a Unfinished, Partial Basement basement.
Q.What key property features does 463 Division Street, Cobourg, ON offer?
Key property features include: Beach, Fenced Yard, Park, Place Of Worship, School.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Storage.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 463 Division Street, Cobourg, ON K9A 3S1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $639,000 in Cobourg, the legal minimum down payment is $38,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,255 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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