473 Joseph Gale Street, Cobourg, ON

$659,000
MLS#:X12688230
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $659,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 37.79 x 112 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Air Exchanger, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to East Village in the beautiful Town of Cobourg, a sought after community located a walk or bike ride to Lake Ontario's vibrant waterfront, beaches, downtown, shopping, parks and restaurants. This brand new, gorgeous 2 Bedroom, 2 Bath bungalow features stylish upgrades and finishes. Upgraded Kitchen with Island, modern light fixtures and loads of cabinet space. Open-concept Dining/Kitchen/Living Space with coffered ceilings. Relax in the Great Room or host family gatherings. Primary Bedroom with a walk-in closet and ensuite. Second Bedroom can be used as a Guest Room, Den or an Office for your work-at-home needs with available fibre internet. Upgraded oak stairs lead to your full Basement, perfect for storage, workshop or extend your living space even further with option to add Bedrooms, Rec Room and Bathroom(includes rough-in). Newly constructed, gorgeous privacy fencing and back deck. Attached garage with upgraded garage door opener. Includes Hi-Eff gas furnace, HRV for healthy living, Luxury Vinyl Plank & Tile flooring. Builder is registered with TARION for 7 Year Home Warranty Program. Easy commute to GTA via car or VIA. Enjoy living in Cobourg's beautiful east end location. Complete list of upgrades and optional basement floor plans available. Move right in and enjoy life in Cobourg...Immediate possession available! Interior photos are virtually staged. LISTING PRICE REFLECTS EXPANDED HST NEW RESIDENTIAL REBATE FOR ELIGIBLE PURCHASERS.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 10, 2026
Sold price information is available to members only
Listed Date1/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size37.79 × 112 Feet
CountyNorthumberland
Annual Tax$0
Legal DescriptionLOT 8, PLAN 39M944 SUBJECT TO AN EASEMENT AS IN ND198910 TOWN OF COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Rec./Commun.Centre, School, Marina, Hospital, Park, Golf

Interior Features

Primary Bedroom - Main Floor, Air Exchanger, Carpet Free, Rough-In Bath, On Demand Water Heater

Security Features

Community Features

Location

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473 Joseph Gale Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 473 Joseph Gale Street, Cobourg, ON K9A 3N3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$40,900 (6.2%)
* Minimum Canadian down payment required for this price is $40,900.
Amortization Period25 Years
Estimated Monthly Payment$3,683Based on a loan of $618,100 over 25 years.
Purchase Price$659,000
Loan Amount$618,100
Provincial Land Transfer Tax:$9,655
Total Estimated Closing Taxes:$9,655

About Purchasing a Home in Cobourg, ON

For a property listed at $659,000 in Cobourg, the legal minimum down payment is $40,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,655 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,655.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.