660 Mackechnie Crescent, Cobourg, ON

$824,900
MLS#:X11908080
4 beds
3 baths
6.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Premium 50 x 150.59 ft lot size
  • Features a apartment, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Bar Fridge
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful fully renovated legal duplex with modern layout and high-end finishes. The main floor offers a welcoming entry with built-in cabinets & bench, stunning bright kitchen with quartz countertops, new appliances, and large breakfast bar. Open concept living room with hardwood floors combined w cozy dining room with built-in bench seating and stunning wet bar with wine fridge, sink and tile backsplash. Main level is completed with a sunroom with garage access and walk-out to backyard. Upper level boasts two large bright bedrooms with accent walls and hardwood flooring, open den/office space with sun tunnel and a stylish modern 5pc bath with tiled shower, double vanity and linen closet. The lower level with above grade windows offers a 3rd bedroom or rec room, laundry and 3pc bath for the main unit as well as a bedroom, 3pc bath and laundry for the lower unit. The lower unit with separate front entrance boasts a bright open concept living/dining space and a galley kitchen with quartz countertops. Enjoy time outside in the fully fenced private backyard with deck, 2 sheds, and lots of space for relaxation and recreation. Located in one of Cobourg's most popular neighbourhoods close to schools, historic downtown, Cobourg Beach, marina, parks, restaurants, shops with quick access to the 401. No detail has been overlooked in this absolute turn-key home with great curb appeal. This home offers a great opportunity for extra income or space for a family member or it could also easily be converted to a 4-bedroom single family home. Over 2200sf of functional modern living space with 2-car garage and parking for 4 (no sidewalk). Extensive updates include: kitchen, bathrooms, appliances, engineered hwd flooring, lighting, ductwork, furnace, AC, shingles, basement walk-up entrance, front door, insulated double garage door, driveway, professionally waterproofed basement, landscaping, accent walls, pot lights, paint and 200amp panel. Truly a must-see!

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 29, 2025
Sold price information is available to members only
Listed Date1/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementApartment, Finished
Lot Size50 × 150.59 Feet
CountyNorthumberland
Annual Tax$4,236.71
Legal DescriptionLT 146 PL 424 COBOURG S/T RIGHT IN CB123978; COBOURG

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Hospital, School, Public Transit, Park

Interior Features

Accessory Apartment, In-Law Suite, Bar Fridge

Security Features

Community Features

Location

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660 Mackechnie Crescent, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 660 Mackechnie Crescent, Cobourg, ON K9A 4X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$57,490 (7.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period25 Years
Estimated Monthly Payment$4,573Based on a loan of $767,410 over 25 years.
Purchase Price$824,900
Loan Amount$767,410
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Cobourg, ON

For a property listed at $824,900 in Cobourg, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.