797 Kane Terrace, Cobourg, ON

$649,900
MLS#:X13525672
3 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 4 Bath Home at 797 Kane Terrace Cobourg ON listed at $649,900 (MLS# X13525672) - Main View
Price Change
For Sale
Added:Jul 6, 2026(71 days ago)
Updated:Sep 12, 2026(3 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 24.25 x 126.54 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Spacious Bungaloft Townhome in a Prime Location!Perfectly situated across from a park and just minutes from shopping, restaurants, schools, and convenient access to Highway 401, this spacious bungaloft town home offers comfort, versatility, and an exceptional lifestyle. The main level is wheel chair accessable. Step inside to discover a bright and welcoming open concept living and dining area, highlighted by soaring ceilings that create an impressive sense of space and natural light. The spacious eat in kitchen offers abundant cabinetry, plenty of workspace, and a walkout to a private deck, perfect for morning coffee, outdoor dining, or relaxing in your own peaceful retreat. Designed with convenience in mind, the main floor features a primary bedroom complete with a 3 piece en suite, as well as main-floor laundry for easy everyday living. Upstairs, you'll find a versatile loft overlooking the main living area, two generously sized bedrooms, and a well appointed 4 piece bathroom, providing plenty of room for family or overnight guests. The finished lower level adds outstanding flexibility with a spacious recreation room, a private office, and a full kitchen. Offering generous living space, a functional layout, and an unbeatable location, this wonderful home is ready to welcome its next owners.

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Property Summary

This townhouse located at 797 Kane Terrace, Cobourg is currently for sale and has been available on SousaSells for 71 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 797 Kane Terrace, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$649,900
AddedJul 6, 2026 (71 days ago)
UpdatedSep 12, 2026 (3 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX Rouge River Realty Ltd.

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungaloft
ConstructionStone, Vinyl Siding
BasementFinished
Lot Size24.25 Ă— 126.54 Feet
CountyNorthumberland
Annual Tax$5,416
Rental Itemshot water heater
Legal DescriptionPT BLK 67, PL 39M797, DESIGNATED AS PTS 5 & 6, 39R11270; S/T EASEMENT OVER PT 5, 39R11270 IN FAVOUR OF PT BLK 67, PL 39M797, PTS 2, 3 & 4, 39R11270 AS IN ND3873; T/W EASEMENT OVER PT 4 39R11270 AS IN ND3873; COBOURG; COUNTY OF NORTHUMBERLAND T/W AN UNDIVIDED COMMON INTEREST IN NORTHUMBERLAND COMMON ELEMENTS CONDOMINIUM CORPORATION NO. 54

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom att/row/townhouse at 797 Kane Terrace, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

Browse all verified Cobourg real estate listings, compare active Cobourg houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $2,163*/month*. Estimated Ontario Land Transfer Tax: $9,473. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 797 Kane Terrace, Cobourg, ON

Q.What is the asking price for 797 Kane Terrace, Cobourg, ON ?

The current listing price for 797 Kane Terrace, Cobourg, ON in Cobourg, Cobourg is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 797 Kane Terrace, Cobourg, ON ?

797 Kane Terrace, Cobourg, ON is a Att/Row/Townhouse (Bungaloft) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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797 Kane Terrace, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 797 Kane Terrace, Cobourg, ON K9A 5Y6

Estimated Sales Range
$617,000 - $637,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Cobourg, ON

For a property listed at $649,900 in Cobourg, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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