81 D'arcy Street, Cobourg, ON

$699,900
MLS#:X12886624
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4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 81 D'arcy Street Cobourg ON listed at $699,900 (MLS# X12886624) - Main View
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This property was sold on September 2, 2026. Listing is for reference only.
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Added:Mar 16, 2026(183 days ago)
Updated:Sep 2, 2026(13 days ago)
Last Checked:3 minutes ago

Property Highlights

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Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66 x 82.5 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Prime Lakeside Living in the Heart of Cobourg! Just steps from the shores of Lake Ontario, this exceptionally maintained all-brick bungalow is perfectly situated in one of Cobourg's most desirable neighbourhoods. Enjoy a walkable lifestyle where you can stroll to the beach, explore the famous boardwalk, visit charming downtown boutiques, and dine at top-rated restaurants - all minutes from your front door. This bright and functional home features 3 main-floor bedrooms, a 4-piece bath, an eat-in kitchen, and a spacious 12' x 17' covered back deck - ideal for summer entertaining and enjoying beautiful sunsets. The lower level offers additional living space with a 4th bedroom, large recreation room, laundry area, and 2-piece bath. The layout provides flexibility for a potential in-law suite, home office, or accessory apartment. Set on a desirable corner lot across from Donegan Park, the property also includes a well-kept yard, paved driveway, and garden shed. Move-in ready and full of potential, this home combines comfort, convenience, and character - the perfect opportunity to enjoy Cobourg's premier lakeside community.

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Property Summary

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This detached home located at 81 D'arcy Street, Cobourg is currently for sale and has been available on SousaSells for 183 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 81 D'arcy Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

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Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold Conditional Escape
Sold price information is available to members only
AddedMar 16, 2026 (183 days ago)
UpdatedSep 2, 2026 (13 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameStrive Realty Ltd.

Property Details

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Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished
Lot Size66 × 82.5 Feet
CountyNorthumberland
Annual Tax$4,555
Legal DescriptionPT LT 36 TIER 4 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG AS IN CB37433; COBOURG

Parking & Garage

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Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Beach
  • Library
  • Marina
  • Park
  • Place Of Worship

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Cobourg?

This property at 81 D'arcy Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 81 D'arcy Street, Cobourg, ON

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Q.What is the asking price for 81 D'arcy Street, Cobourg, ON ?

The current listing price for 81 D'arcy Street, Cobourg, ON in Cobourg, Cobourg is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 81 D'arcy Street, Cobourg, ON ?

81 D'arcy Street, Cobourg, ON is a Detached (Bungalow) featuring a Partially Finished basement.

Q.What key property features does 81 D'arcy Street, Cobourg, ON offer?

Key property features include: Beach, Library, Marina, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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81 D'arcy Street, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 81 D'arcy Street, Cobourg, ON K9A 3Z7

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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