922 Kerr Street, Cobourg, ON

$559,900
MLS#:X13018522
1 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 1 Bed, 1 Bath Home at 922 Kerr Street Cobourg ON listed at $559,900 (MLS# X13018522) - Main View
For Sale
Added:Apr 17, 2026(151 days ago)
Updated:May 27, 2026(111 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $559,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 24 x 103 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This thoughtfully designed, to-be-built brick freehold townhome by New Amherst Homes offers 795 sq ft of efficient, comfortable living space, featuring 1 bedroom and 1 bathroom. The home showcases modern finishes throughout, including 9-ft smooth ceilings and durable vinyl plank flooring, creating a clean and cohesive interior. Concrete block walls between units provide enhanced fire and sound protection for added peace of mind. Outside, enjoy a sodded yard, two dedicated parking spaces, a paving stone walkway, and a garden bed, with minimal stairs at the rear entrance for easy access. Looking for more space? An optional finished lower level is available, offering the potential for a rec room, additional bedroom, and a 3-piece bathroom, ideal for guests or added flexibility. Exterior colours are preselected to maintain a cohesive neighbourhood aesthetic. With closings set for late 2026, this is a great opportunity to own in an excellent Cobourg neighbourhood with parks and everyday amenities just minutes away. *Note: the main photo and interior photos are of a similarly built unit. 922 Kerr St W is not an end unit and variances may exist in final build*

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Property Summary

This townhouse located at 922 Kerr Street, Cobourg is currently for sale and has been available on SousaSells for 151 days. This property is listed at $559,900 with an estimated mortgage of $1,864* per month. It has 1 bed, 1 bathroom, and is 700-1100 square feet. 922 Kerr Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$559,900
AddedApr 17, 2026 (151 days ago)
UpdatedMay 27, 2026 (111 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Lepage Proalliance Realty

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionBrick
BasementUnfinished, Full
Lot Size24 Ă— 103 Feet
CountyNorthumberland
Annual Tax$0
Rental ItemsOn demand water heater
Legal DescriptionPart 13 on Block 76, 39M-926 (to be confirmed)

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Marina
  • Park
  • School Bus Route

Interior Features

  • Carpet Free
  • On Demand Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 1-bedroom att/row/townhouse at 922 Kerr Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $1,864*/month*. Estimated Ontario Land Transfer Tax: $7,673. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 922 Kerr Street, Cobourg, ON

Q.What is the asking price for 922 Kerr Street, Cobourg, ON ?

The current listing price for 922 Kerr Street, Cobourg, ON in Cobourg, Cobourg is $559,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 922 Kerr Street, Cobourg, ON ?

922 Kerr Street, Cobourg, ON is a Att/Row/Townhouse (Bungalow) featuring a Unfinished, Full basement.

Q.What key property features does 922 Kerr Street, Cobourg, ON offer?

Key property features include: Beach, Golf, Hospital, Marina, Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater.

Q.What security features are installed at 922 Kerr Street, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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922 Kerr Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 922 Kerr Street W, Cobourg, ON K9A 1N6

Estimated Sales Range
$532,000 - $549,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$167,970 (30.0%)
* Minimum Canadian down payment required for this price is $30,990.
Amortization Period30 Years
Estimated Monthly Payment$1,864Based on a loan of $391,930 over 30 years.
Purchase Price$559,900
Loan Amount$391,930
Provincial Land Transfer Tax:$7,673
Total Estimated Closing Taxes:$7,673

About Purchasing a Home in Cobourg, ON

For a property listed at $559,900 in Cobourg, the legal minimum down payment is $30,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,673 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,673.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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