951 D'Arcy Street, Cobourg, ON

$599,900
MLS#:X13446510
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 951 D'Arcy Street Cobourg ON listed at $599,900 (MLS# X13446510) - Main View
Price Change
For Sale
Added:Jun 15, 2026(92 days ago)
Updated:Sep 12, 2026(3 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 100.08 x 124.99 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Summer starts here at 951 D'Arcy St. Set on a generous corner lot in an established Cobourg neighbourhood, this brick bungalow offers the kind of backyard that becomes the gathering place all season long. Built in 1958 and thoughtfully maintained, the home combines classic charm with functional living space both inside and out. The main floor features hardwood flooring throughout, a bright living room anchored by a large bay window, and an eat-in kitchen with stainless steel appliances, abundant storage, and built-in bench seating with hidden storage compartments. Custom Roman blinds add a polished touch in the kitchen and main bathroom. With two bedrooms and a full bathroom on the main level, the layout is both comfortable and practical. The primary bedroom offers direct access to the backyard deck, creating an easy connection to outdoor living. Downstairs, the fully finished lower level expands the possibilities with an additional bedroom, 3-piece bathroom, kitchen, and flexible living space ideal for extended family, guests, hobbies, or multi-generational living. Outside is where this property truly shines. The fully fenced backyard is designed for summer enjoyment, featuring a heated in-ground pool with concrete surround, a custom wood gazebo, storage shed, and a slide ready for endless fun. Mature perennial gardens create a sense of privacy, while the deck's direct gas BBQ hookup makes entertaining effortless. Additional features include phantom screens on both the front and back doors, allowing fresh air to flow through the home with ease. Conveniently located within walking distance of both elementary and high schools, the Cobourg Community Centre, parks, and everyday amenities, this is a home that offers the perfect balance of comfort, recreation, and lifestyle. *Main floor freshly painted June 2026 and new fridge 2025. **Basement is currently tenanted.

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Property Summary

This detached home located at 951 D'Arcy Street, Cobourg is currently for sale and has been available on SousaSells for 92 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 951 D'Arcy Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$599,900
AddedJun 15, 2026 (92 days ago)
UpdatedSep 12, 2026 (3 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Lepage Proalliance Realty

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size100.08 Ă— 124.99 Feet
CountyNorthumberland
Annual Tax$4,070
Rental Itemsnil
Legal DescriptionLT 1 PL 227 COBOURG; S/T CB22528; COBOURG.

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard
  • Hospital
  • Marina
  • Rec./Commun.Centre
  • School

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom detached at 951 D'Arcy Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $1,997*/month*. Estimated Ontario Land Transfer Tax: $8,473. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 951 D'Arcy Street, Cobourg, ON

Q.What is the asking price for 951 D'Arcy Street, Cobourg, ON ?

The current listing price for 951 D'Arcy Street, Cobourg, ON in Cobourg, Cobourg is $599,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 951 D'Arcy Street, Cobourg, ON ?

951 D'Arcy Street, Cobourg, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 951 D'Arcy Street, Cobourg, ON offer?

Key property features include: Beach, Fenced Yard, Hospital, Marina, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned.

Q.What security features are installed at 951 D'Arcy Street, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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951 D'Arcy Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 951 D'Arcy Street, Cobourg, ON K9A 4B6

Estimated Sales Range
$570,000 - $588,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Cobourg, ON

For a property listed at $599,900 in Cobourg, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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