427 Thomas Street, Deseronto, ON

$339,000
MLS#:X13761442
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 427 Thomas Street Deseronto ON listed at $339,000 (MLS# X13761442) - Main View
For Sale
Added:Sep 9, 2026(2 days ago)
Updated:Sep 9, 2026(2 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $339,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 32.67 x 198 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Sump Pump
  • Efficient radiant heating via gas

Description

Welcome to 427 Thomas Street in the charming lakeside town of Deseronto! This beautifully updated home perfectly blends classic character with modern updates, offering a welcoming retreat for families, couples, or anyone seeking a peaceful lifestyle. Step inside to discover an inviting main level adorned with abundant natural light. The living and dining areas flow seamlessly, perfect for entertaining guests or enjoying cozy family nights. Thoughtful updates ensure comfortable, contemporary living. The beautifully renovated kitchen boasts updated appliances, and stylish finishes-a dream for cooks and entertainers alike. Adjacent to the kitchen is a versatile mudroom, complete with walkout access to the generous backyard. Upstairs, you'll find three bedrooms, each offering comfort. The updated full bathroom features elegant fixtures and a bright atmosphere, ensuring the home is ready for daily living or hosting guests with ease. Step out to the impressively large, fenced backyard, ready for summer barbecues, children's play, pets, or simple relaxation. 427 Thomas Street is ideally located within walking distance to Deseronto's waterfront parks, schools, shops, and all the amenities of small-town living, with Belleville and Napanee just a short drive away. Move-in ready and bursting with character, this home is an exceptional opportunity to settle in a welcoming neighbourhood.

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Property Summary

This detached home located at 427 Thomas Street, Deseronto is currently for sale and has been available on SousaSells for 2 days. This property is listed at $339,000 with an estimated mortgage of $1,128* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 427 Thomas Street, Deseronto is in the Deseronto (Town) neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Deseronto (Town), Deseronto.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Deseronto.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$339,000
AddedSep 9, 2026 (2 days ago)
UpdatedSep 9, 2026 (2 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameMCCAFFREY REALTY INC., BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size32.67 Ă— 198 Feet
CountyHastings
Annual Tax$1,999.56
Rental ItemsNone
Legal DescriptionPT LT 31 BLK C PL 162 AS IN QR500957; DESERONTO ; COUNTY OF HASTINGS ( As Per GeoWarehouse )

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship

Interior Features

  • On Demand Water Heater
  • Sump Pump

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Deseronto Home Buyer Advisory & Market HubActive MLS® Listing in Deseronto, Ontario

Looking to Buy a Home in Deseronto?

If you are looking for a house in Deseronto or researching Deseronto real estate for sale, this 3-bedroom detached at 427 Thomas Street, Deseronto, ON offers an exceptional opportunity to buy a home in Deseronto, Ontario. Whether you are a first-time Deseronto home buyer or comparing active Deseronto MLS® homes for sale, working with a dedicated Deseronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Deseronto Homes for Sale & MLS® Listings

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Dedicated Deseronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Deseronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Deseronto Buyer Budget & Costs

Estimated mortgage: $1,128*/month*. Estimated Ontario Land Transfer Tax: $3,560. First-time Deseronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Deseronto

Frequently Asked Questions about 427 Thomas Street, Deseronto, ON

Q.What is the asking price for 427 Thomas Street, Deseronto, ON ?

The current listing price for 427 Thomas Street, Deseronto, ON in Deseronto (Town), Deseronto is $339,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 427 Thomas Street, Deseronto, ON ?

427 Thomas Street, Deseronto, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What key property features does 427 Thomas Street, Deseronto, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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427 Thomas Street, Deseronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Deseronto (Town), Deseronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 427 Thomas Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$322,000 - $332,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$101,700 (30.0%)
* Minimum Canadian down payment required for this price is $16,950.
Amortization Period30 Years
Estimated Monthly Payment$1,128Based on a loan of $237,300 over 30 years.
Purchase Price$339,000
Loan Amount$237,300
Provincial Land Transfer Tax:$3,560
Total Estimated Closing Taxes:$3,560

About Purchasing a Home in Deseronto, ON

For a property listed at $339,000 in Deseronto, the legal minimum down payment is $16,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,560 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,560.

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Deseronto (Town), Deseronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$435,939

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Deseronto (Town), Deseronto

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Deseronto (Town), Deseronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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