12 Simon Drive, Adjala-Tosorontio, ON

$1,059,900
MLS#:N13057498
4 beds
2 baths
1100-1500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Loretto. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,059,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 71.72 x 210.34 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 12 Simon Drive, a beautifully updated 4-level sidesplit set in a quiet, established Loretto neighbourhood. This home offers the ideal blend of modern upgrades and country charm, perfect for families looking for space, privacy, and a move-in-ready lifestyle. The standout feature is the fully renovated kitchen (2023). Bright and thoughtfully designed, it showcases sleek cabinetry, quartz countertops, stainless steel appliances, and a spacious eat-in area ideal for both everyday living and entertaining. Large windows and a walk-out to the deck bring in natural light and connect seamlessly to the outdoors. The main living and dining areas offer a functional, open flow, while the lower-level family room provides a comfortable retreat with a cozy fireplace. With 3+1 bedrooms, a finished basement, and flexible space for a home office, gym, or guest suite, the layout is well-suited to a variety of needs. Outside, the property sits on a generous, landscaped corner lot surrounded by mature trees, offering excellent privacy. The backyard is ideal for entertaining or relaxing, featuring a deck, a fire pit, and plenty of space for kids or pets. Major updates have already been completed, including the kitchen (2023), main bathroom (2026), finished basement (2026), furnace and A/C (2023), driveway (2024), roof (2018), sump pump and septic service (2023), and water softener system (2023). Located just minutes from parks, schools, and local amenities, this home offers a well-balanced combination of comfort, convenience, and small-town living.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick
BasementFinished
Lot Size71.72 × 210.34 Feet
CountySimcoe
Annual Tax$4,275.24
Legal DescriptionLT 19 PL 1690 ; S/T RO466423,RO468820 ADJALA/TOSORONTIO

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Park, Rec./Commun.Centre

Interior Features

Water Softener, Carpet Free

Security Features

Community Features

Location

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12 Simon Drive, Adjala-Tosorontio, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Simon Drive, Adjala-Tosorontio, ON L0G 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Adjala-Tosorontio.

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Interest Rate5.25%
Down Payment$211,980 (20.0%)
* Minimum Canadian down payment required for this price is $211,980.
Amortization Period25 Years
Estimated Monthly Payment$5,053Based on a loan of $847,920 over 25 years.
Purchase Price$1,059,900
Loan Amount$847,920
Provincial Land Transfer Tax:$17,673
Total Estimated Closing Taxes:$17,673

About Purchasing a Home in Adjala-Tosorontio, ON

For a property listed at $1,059,900 in Adjala-Tosorontio, the legal minimum down payment is $211,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,673 for this transaction. As this listing is in Adjala-Tosorontio (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,673.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Loretto, Adjala-Tosorontio.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,116,093

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.