309 Terrace Hill Street, Brantford, ON

$649,900
MLS#:X12099745
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Brantford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Purifier, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 309 Terrace Hill Street, a beautifully maintained bungalow nestled in the heart of the sought-after Henderson Survey. Situated on a large corner lot, this charming home is ideally located close to parks, schools, and all amenities.Offering 2+1 bedrooms, 2 full bathrooms, and a fully finished basement, this home is perfect for first-time buyers or those looking to downsize. The interior has been neutrally painted throughout (2022) and features new engineered Beechwood hardwood flooring and updated light fixtures on the main level (2022/2023).The spacious living room boasts a large bay window, providing a bright and welcoming space to entertain family and friends. The formal dining room flows seamlessly to the kitchen. The kitchen has been updated with quartz countertops, new backsplash and stainless-steel appliances.The main floor is complete with two bedrooms and a 4-piece bathroom featuring a new vanity and toilet (2023). The recently finished basement (2024) includes a generous bedroom with luxury vinyl plank flooring and a modern ensuite bathroom (2024) with a large glass shower. The spacious recreation room offers LVP flooring and potlights. The basement is complete with a laundry/large storage room.Notable updates include the roof (2017), electrical (2023), plumbing (2023), furnace (2022) and A/C (2023). Be sure to check out the feature sheet for a full list of updates!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 28, 2025
Sold price information is available to members only
Listed Date4/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementUnfinished
CountyBrantford
Annual Tax$4,396.56
Legal DescriptionPT LTS 3 & 4, PL 509 AS IN A496879 ; BRANTFORD CITY

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Public Transit, School, Other

Interior Features

Water Heater Owned, Water Purifier, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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309 Terrace Hill Street, Brantford, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 309 Terrace Hill Street, Brantford, ON N3R 1H2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Brantford.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Brantford, ON

For a property listed at $649,900 in Brantford, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Brantford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Nearby Listings

Distance:

No current listings found in Brantford.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brantford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$687,197

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Central
Public135 George Street, Brantford, Ontario, N3W 2B2
1.7
Graham Bell-Victoria
Public56 Grand Street, Brantford, Ontario, N3R 4B2
0.6
Dufferin
Public106 Chestnut Avenue, Brantford, Ontario, N3T 4C6
6.0
Grandview
Public68 North Park Street, Brantford, Ontario, N3R 4J9
0.9
Christ the King
Public165 Dufferin Avenue, Brantford, Ontario, N3T 4R4
6.1

Secondary Schools

Brantford
Public120 Brant Avenue, Brantford, Ontario, N3T 3H3
5.3
St. John’s
Catholic80 Paris Road, Brantford, Ontario, N3R 1H9
6.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.