135 Elgin Street, Cambridge, ON

$999,955
MLS#:X13496112
8 beds
4 baths
2000-2500 sqft
13.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,955 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 8 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 20 x 232 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Separate Hydro Meter
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Legal Duplex in a large lot with limitless potential. R5 zoning. Possible developing depending on zoning regulation. Incomparable extra large mature land with private and fenced garden. Surrounded with new residential subdivisions. Fully paid solar panels helps your utility bills. 2 Separate meters. High quality Metal roof. 4 separate entrance to the property. Ready to move in. Currently use as a single family detached home. BASEMENT; Fully finished, separate entrance, separate laundry, kitchen & bath. It is ideal for extra income if needed. MAIN FLOOR; offers 2 large bedroom, 2 bath, living, dining & family room. Large & cozy mud room and brand new kitchen with S/S appliances. UPPER FLOOR; also allows another dedicated entrance, living room, kitchen & additional 4 bedroom. Over 4,000 square feet of interior finished living area. So many upgrades and renovation over the years. 3 kitchens, 4 bathrooms and 2 Laundry rooms.

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Key Features

Bedrooms
8
Bathrooms
4
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2 1/2 Storey
ConstructionBrick
BasementApartment, Separate Entrance
Lot Size20 × 232 Feet
CountyWaterloo
Annual Tax$6,271
Legal DescriptionPT LT 17 PL 1135 CAMBRIDGE AS IN WS675399 S/T 1364592; CAMBRIDGE

Parking & Garage

Parking Spaces13.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Separate Hydro Meter

Security Features

Community Features

Location

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135 Elgin Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 135 Elgin Street N, Cambridge, ON N1R 5H6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$799,964
Monthly Mortgage$4,648
Property Tax (Est.)$523
Utilities & Maint.$350
Total Monthly Cost$5,521

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$804,718

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.