11518 Belmont Road, Central Elgin, ON

$499,000
MLS#:X13052480
4 beds
1 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 147.66 x 106.46 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Water Heater
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

New Listing - Welcome to 11518 Belmont Road, Mapleton! Located just south of Belmont in the peaceful community of Mapleton, this property offers the perfect opportunity to enjoy country living while staying close to town conveniences. With easy access to Belmont, St. Thomas, Aylmer, & Highway 401, this location combines rural charm with everyday practicality. This home features 4 bedrooms, 1 bathroom, and convenient main floor laundry, making it a great option for families, first-time buyers, or those looking for one-floor living. A detached garage adds valuable space for parking, storage, hobbies, or a workshop. Set in a desirable area surrounded by open countryside, this property is ideal for those looking for more space, privacy, and a slower pace of life. Whether you're dreaming of raising a family in the country, downsizing to a quieter setting, or simply wanting room to breathe, this location delivers. Enjoy the beauty of country views, fresh air, and peaceful surroundings, all while being just minutes from schools, shopping, restaurants, and amenities in nearby Belmont. 11518 Belmont Road offers the chance to create the lifestyle you've been looking for - country comfort with town convenience close by.

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size147.66 × 106.46 Feet
CountyElgin
Annual Tax$2,626
Legal DescriptionPT LT 19 CON 11 YARMOUTH AS IN E359635; CENTRAL ELGIN

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Golf, School Bus Route

Interior Features

Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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11518 Belmont Road, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 11518 Belmont Road, Central Elgin, ON N5P 3T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$24,950 (5.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period25 Years
Estimated Monthly Payment$2,825Based on a loan of $474,050 over 25 years.
Purchase Price$499,000
Loan Amount$474,050
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Central Elgin, ON

For a property listed at $499,000 in Central Elgin, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

Nearby Listings

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No current listings found in Central Elgin.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$782,163

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.