275 Frances Street, Central Elgin, ON

$399,900
MLS#:X13223654
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 42.51 x 115.17 ft lot
  • Features a half basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater
  • Efficient forced air heating via gas

Description

Affordable opportunities in Port Stanley are becoming increasingly rare - and 275 Frances Street offers incredible value, location, and untapped potential in one of the village's most desirable neighbourhoods. This spacious 3+1 bedroom, 2 bathroom raised all-brick bungalow with a durable metal roof sits on an ample sized lot backing onto mature forest, creating a private and peaceful setting just minutes from everything Port Stanley has to offer. Walk to the beach, restaurants, school, arena, parks, and local shops while enjoying the quiet charm of an established residential street. Inside, the home offers generous living space with a bright main floor, large kitchen, three bedrooms, and a full bath, while the finished lower level adds exceptional flexibility with an additional bedroom, rec room, second bathroom, laundry, and space for hobbies, guests, or future customization. Outside, mature gardens, private outdoor living areas, decks, and a detached garage/workshop provide the foundation for something truly special. Whether you're a first-time buyer looking to enter the Port Stanley market, an investor seeking strong long-term value, a renovator with vision, or someone dreaming of a beach-town retreat, this property presents a rare opportunity to build equity in a location where lifestyle and demand continue to grow. With an attractive price point and endless potential, 275 Frances Street is your chance to invest in Port Stanley living without breaking the budget.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 18, 2026
Sold price information is available to members only
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementHalf
Lot Size42.51 × 115.17 Feet
CountyElgin
Annual Tax$3,199
Legal DescriptionPT LT 17 E/S FRRANCES ST PL 49 PORT STANLEY PT 6 11

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Fenced Yard, Golf, Lake Access, Marina, Wooded/Treed

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater

Security Features

Community Features

Location

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275 Frances Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 275 Frances Street, Central Elgin, ON N5L 1A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$19,995 (5.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period25 Years
Estimated Monthly Payment$2,264Based on a loan of $379,905 over 25 years.
Purchase Price$399,900
Loan Amount$379,905
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Central Elgin, ON

For a property listed at $399,900 in Central Elgin, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

Nearby Listings

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No current listings found in Central Elgin.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$782,163

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.