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Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $647,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Full of unique charm, timeless character and ready for your personal touch. Perfectly positioned in a prime central location in the heart of Cobourg. A spacious living room flows seamlessly into the dining area, creating a well-planned layout. The kitchen offers great functionality complete with a bay window breakfast nook and access to the rear deck. A main floor primary bedroom, convenient laundry and a 4pc bathroom add to everyday ease, while a comfortable family room with a gas fireplace completes the main level. Upstairs you will find two additional bedrooms, charming window nooks, generous storage and a 3-piece bathroom. An adjoining bonus room off the second bedroom, offers an ideal setting for morning yoga, a home office, dressing area or expanded closet. A fully insulated basement presents an excellent opportunity to be customized to your lifestyle, with a separate walk up entrance to the backyard adding great potential for future use. Enjoy being just a short walk to cafés, restaurants, boutique shopping and the famous Cobourg beach, boardwalk, waterfront trail & marina.
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Beach, Hospital, Marina, Park, Rec./Commun.Centre, School
Primary Bedroom - Main Floor, Water Heater Owned
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 395 Henry Street, Cobourg, ON K9A 3Z1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $647,900 in Cobourg, the legal minimum down payment is $39,790 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,433 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,433.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.