443 Victoria Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 77 x 116 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Guest Accommodations, In-Law Capability
- equipped with other central cooling and highly efficient radiant heating via gas
Description
Built in 1856 and proudly recognized as one of Cobourg's Pre-Confederation Buildings, this one-of-a-kind century home blends timeless 19th century architecture with thoughtful upgrades-far from your average cookie-cutter property. Situated on a private oversized corner lot, the home welcomes you from the covered porch, surrounded by mature perennial gardens, into bright and inviting living and dining spaces. The updated kitchen features quartz countertops and built-in appliances, while upstairs offers 3 spacious bedrooms including a primary retreat with vaulted ceilings and a walk-in closet. Registered as a 2-unit dwelling, the home also presents excellent potential for an in-law or nanny suite, or home business with its own living/dining area and additional bedroom/office. Ideally located just moments from Cobourg's vibrant downtown, farmers' market, waterfront, beach, VIA rail station for easy travel into Toronto. Rich in character, history, versatility, and an exceptional location, this is a truly special property you won't want to miss.
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Pricing & Value Insights
Data-driven valuation for 443 Victoria Street, Cobourg, ON K9A 3H1
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About Purchasing a Home in Cobourg, ON
For a property listed at $849,900 in Cobourg, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
