608 Elizabeth Street, Cobourg, ON

$619,000
MLS#:X13479114
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $619,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 50 x 135 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this exceptionally cared-for 3-bedroom side-split, situated on a private corner lot in one of Cobourg's most desirable west end neighbourhoods. Proudly owned by the same family for more than 50 years, this is a home where pride of ownership is evident at every turn. Step inside to a bright and inviting south-facing living room, where natural light pours in throughout the day, creating a warm and welcoming atmosphere. The updated eat-in kitchen offers stone countertops, modern finishes, and newer flooring (2025) that continues seamlessly through the kitchen and hallway. The upper level features three comfortable bedrooms and a spacious four-piece bathroom complete with a large vanity and stone countertop. Updated interior doors and trim throughout the home contribute to its polished, cohesive feel. On the lower level, a cozy family room with a gas fireplace provides the perfect place to relax, entertain, or spend time with family. A separate entrance adds flexibility for future possibilities and everyday convenience. Significant updates include a new roof (2025) and furnace and central air conditioning (2021), offering confidence and peace of mind for years to come.Outside, the fully fenced yard lot provides privacy, mature surroundings, and plenty of room to enjoy outdoor living. Located close to parks, amenities, and within a highly regarded school district, this is a neighbourhood that continues to attract families generation after generation. Homes with this level of care, history, and longevity are increasingly rare. A place where decades of cherished memories have been made, now ready for someone new to begin the next chapter.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionAluminum Siding, Brick
BasementPartially Finished, Separate Entrance
Lot Size50 × 135 Feet
CountyNorthumberland
Annual Tax$4,107
Legal DescriptionLT 6 PL 348 COBOURG; COBOURG, COUNTY OF NORTHUMBERLAND

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, School

Interior Features

Central Vacuum

Security Features

Community Features

Location

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608 Elizabeth Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 608 Elizabeth Street, Cobourg, ON K9A 4S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$36,900 (6.0%)
* Minimum Canadian down payment required for this price is $36,900.
Amortization Period25 Years
Estimated Monthly Payment$3,469Based on a loan of $582,100 over 25 years.
Purchase Price$619,000
Loan Amount$582,100
Provincial Land Transfer Tax:$8,855
Total Estimated Closing Taxes:$8,855

About Purchasing a Home in Cobourg, ON

For a property listed at $619,000 in Cobourg, the legal minimum down payment is $36,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,855.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.