670 William Street, Cobourg, ON

$1,000,000
MLS#:X13438318
0 beds
2 baths
Commercial
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Added:Jun 12, 2026(82 days ago)
Updated:Jul 2, 2026(62 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,000,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 163.06 x 2.11 ft lot size
  • Convenient covered garage included
  • equipped with yes central cooling and highly efficient propane gas heating

Description

Extremely unique & versatile mixed-use Home with Workshop on 2.01 acres owning into the beautiful sparkling creek with trout & salmon surrounded by Forest! There is high-visibility for the Workshop, yet privacy for home. Home is well maintained 3+1BR 2Bath bungalow with 1391 sq ft on the main floor + 1391 sq ft finished LL guest unit-ideal for multi-family living or income potential. Great floor plan & features in the Main Floor living level. Upgraded kitchen, Large picture window in Liv Rm with Gorgeous Greenspace Views over the manicured grounds into forest/creek. Attached is a large Carport over a concrete slab, perfect for parking or use as a covered outdoor patio. Your own Detached WorkShop with Commercial & Industrial zoning is currently rented to an Artisan. Perfect for a home business, hobbies (zoned Commercial or Industrial) or convert to 2nd Residence? Land is protected by forest while the Shop is further to the south & benefits from visibility/exposure on a main road. Approximately 163 ft of frontage. Zoned: Development, Environmental Conservation (EC), GM/Industrial, Employment Lands, allowing a wide range of potential uses (buyer to verify locations/uses for zoning/development). Opportunities may include live/work, shop for a small-scale industrial or manufacturing use, warehouse or logistics, commercial, office, retail, or service-based business, or future development in coordination with planning authorities & conservation regulations. Flat, park-like Nature setting with trees and creek on city water, sewer, hydro & high-speed internet. Convenient access to public transit, Highway 401/407 & VIA Rail, 100 km to Toronto. Located in a growing town with ongoing residential & commercial expansion. A rare & versatile property offering flexibility, income potential, & long-term value for owner-occupants, investors, or developers. Buyer to investigate all intended uses. EC designation applies to portions of the land. Adjacent to a large Conservation Park.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This investment located at 670 William Street, Cobourg is currently for sale and has been available on SousaSells for 82 days. This property is listed at $1,000,000 with an estimated mortgage of $3,329* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 670 William Street, Cobourg is in the Cobourg neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •2 well-appointed bathrooms
  • •Desirable Investment architecture in Cobourg, Cobourg
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
AddedJun 12, 2026 (82 days ago)
UpdatedJul 2, 2026 (62 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size163.06 Ă— 2.11 Feet
CountyNorthumberland
Annual Tax$5,886.76
Legal DescriptionON A PT LOT 20 BLK 7 PT LOT 4 LOTS 5 & 6 GATEWAY ALLOW PT LOTS 2 & 3

Parking & Garage

Parking Space10
Garage TypeCovered

Heating & Cooling

Heat TypePropane Gas
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

  • Greenbelt/Conservation
  • Public Transit

Frequently Asked Questions about 670 William Street, Cobourg, ON

Q.What is the asking price for 670 William Street, Cobourg, ON ?

The current listing price for 670 William Street, Cobourg, ON in Cobourg, Cobourg is $1,000,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 2 bathrooms.

Q.What property type and architectural style is 670 William Street, Cobourg, ON ?

670 William Street, Cobourg, ON is a Investment () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Greenbelt/Conservation, Public Transit.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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670 William Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 670 William Street, Cobourg, ON K9A 3A5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$300,000 (30.0%)
* Minimum Canadian down payment required for this price is $200,000.
Amortization Period30 Years
Estimated Monthly Payment$3,329Based on a loan of $700,000 over 30 years.
Purchase Price$1,000,000
Loan Amount$700,000
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in Cobourg, ON

For a property listed at $1,000,000 in Cobourg, the legal minimum down payment is $200,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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