703 Carlisle Street, Cobourg, ON

$799,900
MLS#:X13121390
4 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 50.92 x 104.87 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to this grand and elegant four bedroom residence, perfectly situated in one of the area's most sought after family friendly neighborhoods, just moments from parks, top-rated schools, shopping, the waterfront, and convenient access to Highway 401. From the moment you enter, you are greeted by an impressive foyer featuring a stunning circular staircase that immediately sets the tone for the timeless sophistication found throughout the home.Designed with both luxury and functionality in mind, the spacious primary suite offers a true private retreat complete with a walk-in closet and a beautifully appointed four piece en suite designed for comfort and relaxation. The upper level also features three additional generously sized bedrooms and an elegant four-piece main bath. Perfect for both entertaining and everyday living, the home showcases formal living and dining rooms filled with warmth, charm, and natural light. The main floor den provides a quiet and versatile retreat, ideal for a home office or reading lounge.At the heart of the home, the updated chef inspired kitchen features abundant cabinetry, generous prep space, and a bright breakfast area with a walkout to the professionally landscaped backyard. The lower level offers an expansive recreation room anchored by a cozy gas fireplace , the perfect setting for family gatherings, movie nights, or quiet evenings at home. Adding to the home's unique appeal is the private loft with fireplace and its own separate staircase, offering endless possibilities as a lounge, studio, library, or executive workspace. Step outside to your own private backyard oasis, where beautifully landscaped gardens and peaceful surroundings create an exceptional space for outdoor entertaining and relaxation.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size50.92 × 104.87 Feet
CountyNorthumberland
Annual Tax$6,294
Legal DescriptionLt 12 PL 457 Cobourg S/T Right in NC200875 Town of Cobourg

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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703 Carlisle Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 703 Carlisle Street, Cobourg, ON K9A 5E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$54,990 (6.9%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period25 Years
Estimated Monthly Payment$4,439Based on a loan of $744,910 over 25 years.
Purchase Price$799,900
Loan Amount$744,910
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Cobourg, ON

For a property listed at $799,900 in Cobourg, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.