109 York Street, Cornwall, ON

$849,900
MLS#:X13739792
0 beds
0 baths
Commercial
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Added:Sep 3, 2026(today)
Updated:Sep 3, 2026(today)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cornwall. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 82.28 x 235.53 ft lot size
  • Convenient other garage included
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

109 York Street offers a rare combination of character, location and versatility in a striking brick building just a short walk from Cornwall's downtown core. Currently home to two established professional occupancies, the property provides an attractive opportunity for an investor or owner/user looking for a distinctive building with multiple possibilities.Inside, the character of the property continues with welcoming professional spaces, while the expansive upper-level residential unit is an unexpected highlight. Currently vacant, this impressive one and a half-storey 4 bedroom, 3 bathroom apartment offers generous living space, beautiful character and tremendous flexibility for an owner, executive accommodation or future rental use. The apartment also has a lovely private side yard and a generac generator. Outside, excellent on-site parking with approximately 24 spaces is a significant advantage in this central location, complemented by a detached three-car garage (39 feet x 25 feet). Well maintained over the years and offering a combination of professional and residential space that is increasingly difficult to find, 109 York Street is a property best appreciated in person. Additional information regarding the existing tenancies is available to qualified buyers.

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Property Summary

This commercial retail located at 109 York Street, Cornwall is currently for sale and has been available on SousaSells for 0 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 109 York Street, Cornwall is in the Cornwall neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cornwall, Cornwall.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Cornwall, Cornwall
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedSep 3, 2026 (today)
UpdatedSep 3, 2026 (today)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size82.28 Ă— 235.53 Feet
CountyStormont, Dundas and Glengarry
Annual Tax$12,329

Parking & Garage

Parking Space24
Garage TypeOther

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Frequently Asked Questions about 109 York Street, Cornwall, ON

Q.What is the asking price for 109 York Street, Cornwall, ON ?

The current listing price for 109 York Street, Cornwall, ON in Cornwall, Cornwall is $849,900.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 109 York Street, Cornwall, ON ?

109 York Street, Cornwall, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 109 York Street, Cornwall, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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109 York Street, Cornwall, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cornwall, Cornwall

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 York Street, Cornwall, ON K6J 3Y9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cornwall.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Cornwall, ON

For a property listed at $849,900 in Cornwall, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Cornwall (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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Cornwall, Cornwall Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cornwall, Cornwall.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$648,589

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cornwall, Cornwall

Elementary Schools

Central
Public200 Amelia Street, Cornwall, Ontario, K6H 0A5
4.9
Bridgewood
Public850 Nick Kaneb Drive, Cornwall, Ontario, K6H 6Z2
4.2
Notre-Dame
Public420 Fifteenth Street West, Cornwall, Ontario, K6J 3K5
5.3
Sacred Heart
Public1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
2.4
Marie-Tanguay
Public1500 Holy Cross Boulevard, Cornwall, Ontario, K6H 2X1
5.6

Secondary Schools

St Matthew Catholic
CatholicCornwall, Ontario
0.0
Cornwall
Public437 Sydney Street, Cornwall, Ontario, K6H 3H9
3.1
La Citadelle
Public510 McConnell Avenue, Cornwall, Ontario, K6H 4M1
4.3
St. Joseph’s
Catholic1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
6.1
St. Lawrence
Catholic1450 Second Street East, Cornwall, Ontario, K6H 5Z8
2.1

Cornwall, Cornwall Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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