105 Pearl Street, Deseronto, ON

$364,900
MLS#:X13005824
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $364,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 37.5 x 120 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained semi-detached home in Deseronto, offering comfort, convenience, and small-town charm. Built in 2005, this solid home features a durable combination of brick and vinyl siding, along with a metal roof installed in 2022 for added peace of mind and long-term value. Step outside and enjoy the great outdoor space, complete with natural gas hookups for both your BBQ and fire pit-perfect for entertaining or relaxing evenings at home. Ideally located within walking distance to the community recreation centre and the beautiful Bay of Quinte, this home offers an active and connected lifestyle. Deseronto's quaint downtown provides all the everyday essentials, while still being just a short 12-minute drive to Napanee and 25 minutes to Belleville for additional shopping, dining, and amenities. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property is a fantastic option in a welcoming community.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 28, 2026
Sold price information is available to members only
Listed Date4/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Brick
BasementFull
Lot Size37.5 × 120 Feet
CountyHastings
Annual Tax$2,550.91
Legal DescriptionPT BLK P PL 162 PT 2 21R21638; DESERONTO ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake Access, Library, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Water Heater

Security Features

Community Features

Location

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105 Pearl Street, Deseronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 Pearl Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

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Interest Rate5.25%
Down Payment$18,245 (5.0%)
* Minimum Canadian down payment required for this price is $18,245.
Amortization Period25 Years
Estimated Monthly Payment$2,066Based on a loan of $346,655 over 25 years.
Purchase Price$364,900
Loan Amount$346,655
Provincial Land Transfer Tax:$3,949
Total Estimated Closing Taxes:$3,949

About Purchasing a Home in Deseronto, ON

For a property listed at $364,900 in Deseronto, the legal minimum down payment is $18,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,949 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,949.

Nearby Listings

Distance:

No current listings found in Deseronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$420,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.