21 Waterloo Street, Goderich, ON

$399,999
MLS#:X13597480
3 beds
1 baths
Commercial
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Added:Jul 23, 2026(42 days ago)
Updated:Jul 23, 2026(42 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable office located in the coveted neighborhood of Goderich (Town). Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 65.26 x 54.5 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating via gas

Description

Position your business, grow your investment portfolio, move-in or create a multi unit dwelling at 21 Waterloo Street South in the heart of Downtown Goderich. This versatile mixed-use property offers exceptional flexibility for entrepreneurs, professionals, investors, and home buyers alike. Located just steps from Goderich's vibrant courthouse square, this property benefits from excellent visibility, steady pedestrian traffic, and convenient access to restaurants, boutiques, professional services, banks, and the Lake Huron waterfront. The mixed-use zoning provides a wide range of permitted uses, making it ideal for professional offices, retail, service businesses, or future residential subject to Town approvals. Downtown Goderich continues to attract businesses, residents, and visitors with its historic charm, thriving local economy, and year-round community events. Opportunities to own a flexible, mixed-use property in this sought-after location are increasingly rare. Unlock the possibilities at 21 Waterloo Street South - where location, flexibility, and future potential come together.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This office located at 21 Waterloo Street, Goderich is currently for sale and has been available on SousaSells for 42 days. This property is listed at $399,999 with an estimated mortgage of $1,331* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 21 Waterloo Street, Goderich is in the Goderich (Town) neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Goderich (Town), Goderich.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • Desirable Office architecture in Goderich (Town), Goderich
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Goderich.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Commercial

Additional Details

StatusActive
AddedJul 23, 2026 (42 days ago)
UpdatedJul 23, 2026 (42 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeOffice
Lot Size65.26 × 54.5 Feet
CountyHuron
Annual Tax$3,702
Legal DescriptionPT LT 65 PL 457, PT 1 22R5012 TOWN OF GODERICH

Parking & Garage

Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Frequently Asked Questions about 21 Waterloo Street, Goderich, ON

Q.What is the asking price for 21 Waterloo Street, Goderich, ON ?

The current listing price for 21 Waterloo Street, Goderich, ON in Goderich (Town), Goderich is $399,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom.

Q.What property type and architectural style is 21 Waterloo Street, Goderich, ON ?

21 Waterloo Street, Goderich, ON is a Office () featuring a basement.

Q.What security features are installed at 21 Waterloo Street, Goderich, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Yes.

Location

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21 Waterloo Street, Goderich, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Goderich (Town), Goderich

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Waterloo Street S, Goderich, ON N7A 3N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Goderich.

Configure Loan Settings

Interest Rate4.00%
Down Payment$120,000 (30.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,999 over 30 years.
Purchase Price$399,999
Loan Amount$279,999
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in Goderich, ON

For a property listed at $399,999 in Goderich, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Goderich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

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Goderich (Town), Goderich Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Goderich (Town), Goderich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$821,206

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Goderich (Town), Goderich

Elementary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
6.0
St Mary's
PublicMary Street, Goderich, Ontario, N7A 3A3
6.4

Secondary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
5.6

Goderich (Town), Goderich Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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