280 Palmer Street, Guelph, ON

$1,800,000
MLS#:X13499774
2 beds
1 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. George's. Expertly crafted featuring premium board & batten and log construction, this residence presents an exceptional opportunity offered at $1,800,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 2000-2500 sqft on a premium 178.98 x 217.76 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Built-In Oven, Carpet Free, Primary Bedroom - Main Floor
  • Efficient forced air heating via gas

Description

Nestled on just under an acre in the heart of Guelph, Wood Cottage is a remarkable one-and-a-half-storey log home that blends architectural significance with historic charm. Built in 1853 in the Regency style, this distinctive residence features a central gable roof flanked by lean-to frame structures on either side. Expansive main-floor windows frame beautiful views of the property's mature landscape.Lovingly preserved and restored by the current owners for over 65 years, Wood Cottage has been home to only three families throughout its storied history - a quiet measure of how deeply loved this home is. Set high above Stevenson Street at Palmer Street, the nearly one-acre lot is shaded by magnificent trees that form a stunning canopy and an exceptional sense of privacy. As you travel up the private driveway, the pace of city life seems to fall away, replaced by a peaceful, secluded calm.Inside, a welcoming front hallway leads to a formal living room with large windows overlooking the grounds and a wood-burning fireplace. Two main-floor bedrooms offer abundant natural light and distinctive barrel-vaulted ceilings that speak to the home's unique character. At the rear, the formal dining room connects to the kitchen and breakfast nook, while a three-piece bathroom and main-floor laundry add everyday convenience.Upstairs, a charming half-storey room - once the children's bedroom - offers flexible space for a guest room, home office, or creative studio. The property also features a secondary log house from the Luther Marsh area, in northern Wellington County. In 1966 the one-story house was moved to Wood Cottage, for both preservation and to provide additional storage. Wood Cottage is more than a home. It is a treasured piece of Guelph's heritage and a rare opportunity to become the next steward of this extraordinary property.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten , Log
BasementNone
Lot Size178.98 × 217.76 Feet
CountyWellington
Annual Tax$5,738.52
Legal DescriptionPT LOT 22 & 23 PLAN 128 AS IN MS21522, SAVE AND EXCEPT MS32704 ; GUELPH

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Arts Centre, Fenced Yard, Hospital, Library, Park, Public Transit

Interior Features

Built-In Oven, Carpet Free, Primary Bedroom - Main Floor

Security Features

Alarm System, Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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280 Palmer Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 280 Palmer Street, Guelph, ON N1E 2S2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$360,000 (20.0%)
* Minimum Canadian down payment required for this price is $360,000.
Amortization Period25 Years
Estimated Monthly Payment$8,581Based on a loan of $1,440,000 over 25 years.
Purchase Price$1,800,000
Loan Amount$1,440,000
Provincial Land Transfer Tax:$32,475
Total Estimated Closing Taxes:$32,475

About Purchasing a Home in Guelph, ON

For a property listed at $1,800,000 in Guelph, the legal minimum down payment is $360,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,475 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. George's, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$1,000,280

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Ottawa Crescent
Public75 Ottawa Crescent, Guelph, Ontario, N1E 2A8
4.8
St John
Public63 Victoria Road North, Guelph, Ontario, N1E 5G9
5.2
Holy Rosary
Public365 Stevenson Street North, Guelph, Ontario, N1E 5B7
5.0

Secondary Schools

John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.