Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of General Hospital. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $624,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Step into this bright and cheerful 3-bedroom, 2-bathroom home. 99 Emma Street is an ideal starter home or home for a growing family. Sunlight fills the space with large windows, complemented by newly updated lighting throughout. Large open kitchen, with breakfast/dining area, and french doors leading to the back deck and large private backyard filled with flowers and is a gardener's dream. The finished basement adds extra living space and a second 3-piece bathroom. The oversized backyard has many lush gardens and creates the perfect outdoor retreat. Walking distance to schools, parks, and all amenities. The Upstairs 4 piece bathroom was recently fully renovated (2025) and Bedrooms are spacious with good closet space. Book your showing today for this wonderful home!
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Data-driven valuation for 99 Emma Street, Guelph, ON N1E 1V1
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.
About Purchasing a Home in Guelph, ON
For a property listed at $624,999 in Guelph, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.