118 Cathcart Street, Hamilton, ON

$495,000
MLS#:X13500592
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Beasley. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 24.5 x 120 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 118 Cathcart Street, where timeless century-home character meets exceptional modern design. Completely reimagined from top to bottom, this stunning 3-bedroom, 2-bathroom home offers over 1,000 sq. ft. of beautifully finished living space, low property taxes, and parking for three vehicles in one of Hamilton's rapidly revitalizing neighbourhoods. From the striking new stucco exterior to the thoughtfully curated interior, every detail has been designed to impress. Step inside to soaring ceilings, oversized windows, and a beautifully restored original mantel that adds warmth, charm, and timeless character to the living space. The designer kitchen is a true showpiece, featuring custom ceiling-height cabinetry, quartz countertops with a full-height backsplash, premium hardware, abundant storage, and brand-new stainless steel appliances backed by a Costco warranty. Two spacious bedrooms and a beautifully appointed bathroom complete the main level, offering flexibility for families, guests, or a home office. Upstairs, a stunning exposed brick feature wall and custom glass railing lead to a private loft-style primary retreat. This incredible space is complemented by a magazine-worthy spa-inspired ensuite featuring a freestanding soaker tub, oversized glass shower, designer vanity, and luxurious finishes that create the ultimate escape. Behind the walls, nearly every major component has been updated, including ESA-certified 100-amp electrical, all-new plumbing, new windows and doors, new exterior stucco, a new 2-ton A/C with warranty, and a high-efficiency furnace (2019). Outside, enjoy a fully fenced backyard, parking for three vehicles, and a prime location just minutes from Hamilton General Hospital, downtown, GO Transit, parks, schools, restaurants, shopping, and highway access. A rare opportunity to own a thoughtfully restored century home where timeless craftsmanship meets modern luxury. Simply move in and enjoy.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster)
BasementFull
Lot Size24.5 × 120 Feet
CountyHamilton
Annual Tax$2,446
Legal DescriptionPT LT 176 PL 287 AS IN CD451009; CITY OF HAMILTON

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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118 Cathcart Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 118 Cathcart Street N, Hamilton, ON L8L 5A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$24,750 (5.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period25 Years
Estimated Monthly Payment$2,802Based on a loan of $470,250 over 25 years.
Purchase Price$495,000
Loan Amount$470,250
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Hamilton, ON

For a property listed at $495,000 in Hamilton, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

Nearby Listings

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No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Beasley, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$610,258

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.