20 Derbyshire Street, Hamilton, ON

$1,070,000
MLS#:X13021230
5 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
Loading property media...

This listing is no longer active (Terminated)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Ancaster. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,070,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 45.93 x 123.64 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Family friendly court location! This wonderful mix of tradition, style and beautiful upgrades create a warm welcome. The front entrance with neutral decor offers a bright foyer with a graceful staircase leading to 4 generously sized bedrooms. The spacious primary bedroom with an ensuite features a corner soaker tub, separate shower and walk-in closet. The main floor showcases an open-concept layout designed for everyday living and entertaining. The extra large living room with fireplace and pot lights flows into the eat-in kitchen, creates an ideal setting for weeknight dinners or relaxed weekend gatherings. The kitchen offers a bright window above the double sink, plenty of cupboard space and expansive counter space. Sliding glass doors lead to the fully fenced backyard. You will be able to look forward to summer get-togethers and BBQ's with family and friends on the backyard deck. As an extra perk, the motorized louvred pergola, with remote control, open and close to provide protection from the sun and/or rain. The separate dining room is appealing for a more formal dining experience. The finished basement provides versatile living space, ideal as a family recreation room, home gym or media area, along with a separate office for work or study, lots of closets and additional storage space. Parking for 6 vehicles: 2 car garage plus double-wide concrete driveway with parking for 4. Conveniently located close to James Smith Park (tennis court, baseball, soccer fields) and Bishop Tonnos Secondary School. Easy access to Highway 403 for commuters. Get ready to move - your new home awaits!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date4/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFinished, Full
Lot Size45.93 × 123.64 Feet
CountyHamilton
Annual Tax$6,642
Legal DescriptionLOT 29, PLAN 62M800, ANCASTER. CITY OF HAMILTON.*S/T AN EASEMENT OVER PART 21 ON 62R14077 AS IN LT444812. S/T AN EASEMENT AS IN LT444816.03/03/12.PWG*

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

Initializing map...
20 Derbyshire Street, Hamilton, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Derbyshire Street, Hamilton, ON L9G 4X9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$214,000 (20.0%)
* Minimum Canadian down payment required for this price is $214,000.
Amortization Period25 Years
Estimated Monthly Payment$5,101Based on a loan of $856,000 over 25 years.
Purchase Price$1,070,000
Loan Amount$856,000
Provincial Land Transfer Tax:$17,875
Total Estimated Closing Taxes:$17,875

About Purchasing a Home in Hamilton, ON

For a property listed at $1,070,000 in Hamilton, the legal minimum down payment is $214,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,875 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,875.

Nearby Listings

Distance:

No current listings found in Hamilton.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ancaster, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$1,311,724

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

St Vincent de Paul
Public295 Greencedar Drive, Gurnett, Hamilton, Ontario, L9C 7M9
7.2
Gordon Price
Public11 Guildwood Drive, Gurnett, Hamilton, Ontario, L9C 7K2
3.6
St Teresa of Avila
Public171 San Remo Drive, Mountview, Hamilton, Ontario, L9C 6P8
4.9
Mountview
Public59 Karen Crescent, Mountview, Hamilton, Ontario, L9C 5M5
5.6

Secondary Schools

Sir Allan MacNab
Public145 Magnolia Drive, Fessenden, Hamilton, Ontario, L9C 5P4
3.8
St. Thomas More
Catholic1045 Upper Paradise Road, Falkirk East, Hamilton, Ontario, L9B 2N4
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.