20 Queen Street, Huron-Kinloss, ON

$549,900
MLS#:X13039106
4 beds
2 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Huron-Kinloss. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 132 x 189 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to this beautifully updated 4-bedroom 2-bathroom century home in the heart of Ripley, offering incredible value on a massive 0.57-acre in-town lot. With stunning curb appeal, a wrap-around driveway, mature trees, and a charming covered front porch, this property perfectly blends timeless character with modern updates. Inside, you'll love the soaring ceilings, original woodwork, and hardwood flooring that highlight the home's historic charm, while extensive renovations throughout provide modern comfort and peace of mind. The bright and spacious main floor features updated living spaces, a beautifully refreshed kitchen, and an ideal layout for both everyday living and entertaining. Upstairs offers three generously sized bedrooms and a well-appointed 4-piece bathroom, making this home perfect for families or guests. Step outside and enjoy your own private retreat right in town. The oversized double lot offers endless possibilities for gardens, recreation, or future additions such as a shop, garage, or pool. Located within walking distance to schools, parks, and the arena, this is an amazing opportunity to own a fully updated home on one of the largest residential lots in town. A rare combination of charm, space, updates, and value - this property is truly a must-see.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date4/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size132 × 189 Feet
CountyBruce
Annual Tax$3,448
Legal DescriptionPT LT 235 PL 256 AS IN R371328 T/W R371328 TOWNSHIP OF HURON-KINLOSS

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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20 Queen Street, Huron-Kinloss, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Queen Street, Huron-Kinloss, ON N0G 2R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $549,900 in Huron-Kinloss, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$692,623

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.