429 Havelock Street, Huron-Kinloss, ON

$434,900
MLS#:X12802858
3 beds
1 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Lucknow. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $434,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 158 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via propane

Description

Step into timeless elegance with this charming 3-bedroom, 1-bath Craftsman-style home that combines classic character with thoughtful modern updates. The inviting formal living room welcomes you with original hardwood floors and a stunning hand-cut stone fireplace, creating a warm and memorable gathering space. The updated galley kitchen blends modern convenience with traditional style, while the renovated four-piece bathroom showcases sleek fixtures and contemporary finishes.Upstairs, a spacious attic has been transformed into a cozy third bedroom, offering flexibility for guests, a home office, or a creative retreat. The full, dry, unfinished basement provides abundant storage or room for a future recreation area or workshop. Comfort is further enhanced by a brand-new (2026) forced-air propane furnace, designed for high efficiency and easily convertible to natural gas-a valuable upgrade ensuring year-round comfort and energy savings.Outside, enjoy the benefits of a double detached insulated garage and beautifully landscaped grounds that elevate the home's curb appeal. Relax or entertain on the attractive concrete patio, ideal for outdoor dining and gatherings.Brimming with character, quality updates, and inviting spaces, this delightful home perfectly blends warmth, efficiency, and style-ready to welcome you to your next chapter.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date2/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size66 × 158 Feet
CountyBruce
Annual Tax$2,068.9
Legal DescriptionPT LT 337 PL 49 PT 2, 3R5821; HURON-KINLOSS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Rec./Commun.Centre, School, Level, Cul de Sac/Dead End

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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429 Havelock Street, Huron-Kinloss, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 429 Havelock Street, Huron-Kinloss, ON N0G 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Huron-Kinloss.

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Interest Rate5.25%
Down Payment$21,745 (5.0%)
* Minimum Canadian down payment required for this price is $21,745.
Amortization Period25 Years
Estimated Monthly Payment$2,462Based on a loan of $413,155 over 25 years.
Purchase Price$434,900
Loan Amount$413,155
Provincial Land Transfer Tax:$5,173
Total Estimated Closing Taxes:$5,173

About Purchasing a Home in Huron-Kinloss, ON

For a property listed at $434,900 in Huron-Kinloss, the legal minimum down payment is $21,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,173 for this transaction. As this listing is in Huron-Kinloss (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,173.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucknow, Huron-Kinloss.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$508,834

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.