Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Character, space, and a backyard that backs onto Smith Pond Park - this is the one people talk about after the showing. Built in 1900 and set on just under half an acre in south Ingersoll, 301 Thames St S delivers original charm at every turn: dark wood trim, hardwood floors, a stained glass transom, and a covered front porch that invites you to slow down.The main floor flows easily between living room, dining room, and a well-appointed kitchen featuring white cabinets, subway tile backsplash, decorative ceiling, and a sage green island with granite top and beverage fridge. The open pass-through keeps the spaces connected without losing their definition. Two bedrooms and an updated 4-piece bath with heated floors round out the main level, with hardwood floors and the home's original wood casings carrying throughout.Upstairs, the generous primary bedroom includes office space, a 2-piece ensuite, and updated spray foam insulation keeping things comfortable year-round. The beautiful woodwork up here is worth seeing in person.Step out to the back deck with pergola and string lights - a great spot to unwind while taking in the deep, tree-lined yard with fire pit area, all backing directly onto Smith Pond Park. Privacy and greenspace without leaving town. The unfinished walk-out basement adds practical storage and real future potential for additional living space.Gas radiant heat, two ductless split A/C units, water softener, metal roof. Inclusions: fridge, stove, dishwasher, gas BBQ, beverage fridge, window coverings. No rental items. 4 parking spaces. Flexible possession.
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Water Softener
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Data-driven valuation for 301 Thames Street S, Ingersoll, ON N5C 2T8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.
About Purchasing a Home in Ingersoll, ON
For a property listed at $549,900 in Ingersoll, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.