102 Queen Street, Kawartha Lakes, ON

$449,900
MLS#:X13444584
3 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 64.15 x 173.95 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage
  • Efficient forced air heating via gas

Description

Step back in time and discover the charm and potential of this solid all-brick two-storey home, lovingly maintained by the same owner since 1966. Built in the late 1800s, this well-cared-for property offers a rare opportunity to own a piece of local history with endless possibilities for modernization or restoration. Featuring plaster walls on the main floor, cozy principal rooms, a compact walk-through kitchen with gas stove, and comfortable sitting area, the home exudes warmth and character throughout. Upstairs, the bedrooms showcase vintage wood paneling and original finishes, reflecting decades of meticulous care.The basement was thoughtfully excavated by the owner to create valuable additional space, including a workshop, laundry area, toilet, and abundant storage. Outside, enjoy a beautiful backyard with room for gardens, a pool, and a garden shed, along with an attached garage and covered rear porch-perfect for relaxing out of the sun. Previously home to a storefront business and benefiting from MRC zoning - with residential use, this unique property offers exceptional flexibility for homeowners, entrepreneurs, investors, or those seeking a live/work opportunity. A rare offering filled with history, pride of ownership, and untapped potential.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartial Basement, Unfinished
Lot Size64.15 × 173.95 Feet
CountyKawartha Lakes
Annual Tax$2,304
Legal DescriptionLT 31 N/S QUEEN ST PL 15P S/T BENEFICIARIES INTEREST IN VT84441; KAWARTHA LAKES

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

School, Fenced Yard, Place Of Worship, Public Transit

Interior Features

Storage

Security Features

Community Features

Location

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102 Queen Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 102 Queen Street, Kawartha Lakes, ON K9V 1G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$22,495 (5.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period25 Years
Estimated Monthly Payment$2,547Based on a loan of $427,405 over 25 years.
Purchase Price$449,900
Loan Amount$427,405
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $449,900 in Kawartha Lakes, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

Nearby Listings

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No current listings found in Kawartha Lakes.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,917

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.