123 Albert Street, Kawartha Lakes, ON

$464,900
MLS#:X13137206
6 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $464,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 22.7 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Steps to Fleming College: this move-in ready corner unit townhouse is ideal for investors or growing families, features a new waterproof vinyl flooring throughout, a new roof (2 years) with new shingles, and new vinyl exterior siding. Bright, Benjamin Moore freshly painted interior with 4+2 bedrooms and 2 bathrooms. Bright updated kitchen with quartz countertops and new Frigidaire appliances with a walkout to a beautiful new deck. With a 4 car asphalt driveway. A low-maintenance property offering strong rental and long-term value.

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Key Features

Bedrooms
6
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBoard & Batten , Vinyl Siding
BasementFinished
Lot Size22.7 × 100 Feet
CountyKawartha Lakes
Annual Tax$2,852.56
Legal DescriptionPT PARKLT N1 PL 8P PT 23-24 57R6190; S/T R273638; KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Public Transit, School

Interior Features

None

Security Features

Community Features

Location

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123 Albert Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Albert Street S, Kawartha Lakes, ON K9V 6G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$23,245 (5.0%)
* Minimum Canadian down payment required for this price is $23,245.
Amortization Period25 Years
Estimated Monthly Payment$2,632Based on a loan of $441,655 over 25 years.
Purchase Price$464,900
Loan Amount$441,655
Provincial Land Transfer Tax:$5,773
Total Estimated Closing Taxes:$5,773

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $464,900 in Kawartha Lakes, the legal minimum down payment is $23,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,773 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,773.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,917

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.