190 Main Street, Kawartha Lakes, ON

$489,900
MLS#:X13078988
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Bobcaygeon. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 70.07 x 142.61 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

Welcome to 190 Main Street in the heart of charming Bobcaygeon -a rare opportunity to own a beautifully renovated century home in one of the Kawarthas' most beloved waterfront communities. This delightful 1.5-storey property blends timeless character with modern updates, offering both comfort and versatility in a prime, walkable location. Featuring 2 bedrooms and 1 full bathroom, this home has been thoughtfully updated while preserving its original charm. Step inside to a bright, inviting interior with a functional layout, refreshed finishes, and plenty of natural light throughout. The living room and main floor primary bedroom feel warm and welcoming, while the updated kitchen and bath provide contemporary convenience. Upstairs, you'll find a cozy, well-proportioned bedroom perfect for restful retreats, while the bonus room offers flexible living space ideal for work, play, relaxing or entertaining. Whether you're a first-time buyer, downsizer, or looking for a weekend escape, this home is move-in ready and full of character. Located just steps from shops, restaurants, and the Trent-Severn Waterway, you'll love the vibrant small-town lifestyle Bobcaygeon is known for. Enjoy boating, local events, and a strong sense of community-all within a short drive to Lindsay and Peterborough, and under two hours to the GTA. Don't miss your chance to own a charming, turn-key home in an unbeatable location! You will want to live here!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 11, 2026
Sold price information is available to members only
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size70.07 × 142.61 Feet
CountyKawartha Lakes
Annual Tax$1,713
Legal DescriptionPT LT 5 PL 32 AS IN R189097; CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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190 Main Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Main Street, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$24,495 (5.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period25 Years
Estimated Monthly Payment$2,773Based on a loan of $465,405 over 25 years.
Purchase Price$489,900
Loan Amount$465,405
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $489,900 in Kawartha Lakes, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bobcaygeon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$787,626

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.