2 Monck Street, Kawartha Lakes, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium concrete poured and stone construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 50 x 136.32 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via propane
Description
Attention First-Time Buyers! Unlock your homeownership dreams with this unique opportunity and take advantage of flexible financing options designed to help you get into the market sooner. Perfectly suited for those looking to utilize the RRSP Home Buyers' Plan (withdraw up to $60,000 tax-free per person) or the FHSA ($40,000 lifetime limit) before the upcoming tax deadlines. This property offers the ultimate blend of convenience and peaceful living, nestled in a quiet neighborhood with a desirable small-town feel. Structurally superior, the home features an R30 concrete form building system for maximum energy efficiency and durability. Ideally situated just steps from local dining and the scenic riverside park, you are also within easy commuting distance to Orillia and Lindsay (home of Fleming College). This home features reliable cable internet and brand-new essential systems: hi-eff furnace & AC, septic, municipal water, and a 200-amp panel, plus a glass door woodstove. It's the perfect canvas for your finishing touches. Complete the project yourself or request a quote from our trusted contractors to help bring your vision to life.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 2 Monck Street, Kawartha Lakes, ON K0M 1K0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Kawartha Lakes, ON
For a property listed at $399,000 in Kawartha Lakes, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
