26 Water Street, Kawartha Lakes, ON

$899,000
MLS#:X8387870
5 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Loading property media...

This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 65.81 x 204.76 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Suite, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover a RARE opportunity to own a beautifully updated raised bungalow on a large in-town lot ON THE RIVER, just a quick boat ride around the corner to Lock 33 (Trent- Severn Waterway)!! Walking distance to schools, parks, and historic downtown Lindsay. This home features 3 plus 2 bedrooms, 2 full bathrooms, and a WALK OUT BASEMENT with a private IN-LAW SUITE and gas fireplace. Located on a quiet dead-end street, the property boasts a completely updated exterior, including a durable steel roof (2020). The spacious layout includes an open concept living and dining area filled with natural light and picturesque river views. Enjoy outdoor living with a large deck, covered HOT TUB, and generous backyard space perfect for entertaining. A single car detached garage (2018) offers additional storage and convenience for your toys. Experience fishing, boating kayaking, or simply unwinding by the waters edge right in your own backyard. This is a unique chance to own a home on the river within town limits. Schedule your private viewing today and experience the best of in-town riverfront living! Pre Inspection Available- contact your favourite Realtor today for a viewing!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 14, 2024
Sold price information is available to members only
Listed Date5/30/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementPartially Finished
Lot Size65.81 × 204.76 Feet
CountyKawartha Lakes
Annual Tax$4,417.26
Legal DescriptionLOT 11, E/S WATER ST PLAN 15P CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Level, Park, School, River/Stream

Interior Features

In-Law Suite, Water Heater

Security Features

Community Features

Location

Initializing map...
26 Water Street, Kawartha Lakes, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Water Street, Kawartha Lakes, ON K9V 2C8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $899,000 in Kawartha Lakes, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,917

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.