283 Snug Harbour Road, Kawartha Lakes, ON

$949,000
MLS#:X12981178
4 beds
2 baths
1500-2000 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $949,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 73.8 x 230.57 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to your dream waterfront retreat on Sturgeon Lake! This stunning 4-bedroom, 2 bath home, located just 15 minutes from Lindsay, offers unobstructed lake views and a large, level backyard leading you to the water's edge. The main level boasts a bright, open-concept eat-in kitchen and living room with expansive windows and patio doors that lead to a spacious deck with a hot tub room, perfect for year round relaxation. There's also a convenient main-floor laundry room and a versatile additional space that can be used as a living room or extra bedroom. An enclosed patio with a garage door adds versatility, ideal for use as a home gym, entertaining space, or extra storage. The walkout basement features a full kitchen, dining area, living room, bedroom and a dedicated storage or second laundry room. Additional highlights include a large indoor workshop, detached 2-car garage, and ample parking. Enjoy outdoor living with an above-ground pool, two private boat launches, and an extra large dock for great fishing. A separate lakeside guesthouse with large dock provides extra space for family and friends. With fantastic neighbours and serene lakeside surroundings, this property is the ultimate blend of comfort and natural beauty.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size73.8 × 230.57 Feet
CountyKawartha Lakes
Annual Tax$5,767.64
Legal DescriptionLT 8 PL 329; KAWARTHA LAKES

Parking & Garage

Parking Spaces11.0
Garage Spaces9
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Place Of Worship, Library, Lake/Pond, Hospital, Beach

Interior Features

Auto Garage Door Remote, Guest Accommodations, In-Law Suite, Sewage Pump, Sump Pump, Water Heater Owned, Water Softener, Water Treatment, Workbench

Security Features

Community Features

Location

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283 Snug Harbour Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 283 Snug Harbour Road, Kawartha Lakes, ON K9V 4R6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$69,900 (7.4%)
* Minimum Canadian down payment required for this price is $69,900.
Amortization Period25 Years
Estimated Monthly Payment$5,239Based on a loan of $879,100 over 25 years.
Purchase Price$949,000
Loan Amount$879,100
Provincial Land Transfer Tax:$15,455
Total Estimated Closing Taxes:$15,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $949,000 in Kawartha Lakes, the legal minimum down payment is $69,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,917

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.