31 St David Street, Kawartha Lakes, ON

$515,000
MLS#:X13501178
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $515,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 57.73 x 306.42 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Floor Drain, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained all-brick bungalow offering the perfect blend of comfort, functionality and recent updates. Featuring 3+1 bedrooms and 2 bathrooms, this home provides plenty of space for families and guests. Step inside to find a bright, freshly painted interior complemented by updated interior doors throughout, creating a clean and modern feel. The recently renovated bathroom stylish finishes and everyday convenience. The finished lower level includes an additional bedroom and extra living space, making it ideal for extended family, a recreation room or work from home flexibility. Outside you will love the huge backyard - perfect for entertaining, gardening, kids, pets, and simply relaxing in your own private outdoor space. Whether you're a first time buyer, growing family or downsizer looking for one level living with extra space, this move in ready bungalow is one you won't want to miss. This is a fantastic opportunity to own a solid with room to grow!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size57.73 × 306.42 Feet
CountyKawartha Lakes
Annual Tax$3,462.59
Legal DescriptionPT PARKLT 34 N/S QUEEN ST PL 15P AS IN R272481; KAWARTHA LAKES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit, School, School Bus Route

Interior Features

Carpet Free, Floor Drain, Primary Bedroom - Main Floor, Storage, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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31 St David Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 St David Street, Kawartha Lakes, ON K9V 1N2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$26,500 (5.1%)
* Minimum Canadian down payment required for this price is $26,500.
Amortization Period25 Years
Estimated Monthly Payment$2,911Based on a loan of $488,500 over 25 years.
Purchase Price$515,000
Loan Amount$488,500
Provincial Land Transfer Tax:$6,775
Total Estimated Closing Taxes:$6,775

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $515,000 in Kawartha Lakes, the legal minimum down payment is $26,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,775 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,775.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$619,390

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.