32 Adelaide Street, Kawartha Lakes, ON

$399,900
MLS#:X12675214
4 beds
2 baths
< 700 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Terminated)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 94 x 38.02 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Meter, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Why settle when you can truly have it all? Whether you're purchasing your first home, downsizing with ease, or investing wisely, this delightful in-town charmer delivers exceptional value in a compact, well-designed package. Set proudly on a sunny corner lot, it proves that smart living doesn't have to mean sacrificing comfort. With 4 bedrooms and 2 bathrooms across two thoughtful levels, you'll have the flexibility to grow, host, or generate income. Main Level: Two bright bedrooms, a full 4-piece bath, a welcoming living room, and an efficient kitchen designed for low-maintenance everyday living. Lower Level: Two additional bedrooms and a 3-piece bath - ideal for guests, extended family, or a potential suite conversion. And the extras truly seal the deal: hardwood floors, gas heating and central air for year-round comfort, a detached garage plus bonus parking off Ardmore, a sizeable storage shed, and a low-upkeep side yard that offers outdoor enjoyment without the endless yard work. Affordable. Adaptable. Absolutely adorable. Whether you're ready to buy, rent, or retire, this versatile property is packed with potential - and waiting for you.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date1/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFull
Lot Size94 × 38.02 Feet
CountyKawartha Lakes
Annual Tax$2,217
Legal DescriptionLot 62; Plan 127; Kawartha Lakes

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, Level, Rec./Commun.Centre, Hospital, School

Interior Features

Water Meter, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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32 Adelaide Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 32 Adelaide Street S, Kawartha Lakes, ON K9V 3J7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$19,995 (5.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period25 Years
Estimated Monthly Payment$2,264Based on a loan of $379,905 over 25 years.
Purchase Price$399,900
Loan Amount$379,905
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $399,900 in Kawartha Lakes, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

Nearby Listings

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No current listings found in Kawartha Lakes.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,917

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.