34 Coldstream Road, Kawartha Lakes, ON

$1,450,000
MLS#:X13520860
3 beds
1 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Somerville. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 144.57 x 289.18 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

Fun and relaxation awaits at this expansive waterfront oasis. Situated on a pristine beautiful lot in Rosedale on Balsam lake, the opportunities for leisure and multi-generational living are truly endless. The property features a primary four season bungalow offering 3 bedrooms and 1 bath, complete with a quaint eat in kitchen. Its outstanding feature is a magnificent full wall of windows that provides a panoramic view overlooking the water. The features continue with a separate four season bunkie, providing an additional bedrooms and bath. This secondary living space includes its own kitchen and multiple points of entry designed to make entertaining guests and embracing the waterfront lifestyle effortlessly. Adjacent to this bunkie, you will find a detached single-car garage and shop, supplemented by a convenient carport and a three season washroom. Further enhancing the property is a unique four season boathouse bunkie. This rustic retreat offers 2 bedrooms, a bathroom, a kitchenette and a cozy wood stove. It is physically connected to the main boathouse, which houses a highly accommodating 11mX3.5m boat slip. The waterfront itself is a boater's dream, boasting an impressive 12 boat slips, ensuring ample space for all your friends and family to visit by water. A raised 7.5m x 4.5m deck serves as the perfect vantage point for enjoying stunning sunrises and sunsets. With significant parking capacity for vehicles on site, hosting large gatherings at the lake has never been easier. This unique property must be experienced in person to fully grasp its immense potential and the rare lifestyle it offers

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size144.57 × 289.18 Feet
CountyKawartha Lakes
Annual Tax$5,955.57
Legal DescriptionLT 7 S/S COLDSTREAM ST PL 115; PT BALSAM ST PL 115 PT 1, 57R3008 AS CLOSED BY R156105; CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces10.0
Garage Spaces9
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Beach, Fenced Yard, Lake Access, School Bus Route, Waterfront, Marina

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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34 Coldstream Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Coldstream Road, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$290,000 (20.0%)
* Minimum Canadian down payment required for this price is $290,000.
Amortization Period25 Years
Estimated Monthly Payment$6,913Based on a loan of $1,160,000 over 25 years.
Purchase Price$1,450,000
Loan Amount$1,160,000
Provincial Land Transfer Tax:$25,475
Total Estimated Closing Taxes:$25,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $1,450,000 in Kawartha Lakes, the legal minimum down payment is $290,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $25,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $25,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Somerville, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$952,724

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.