3534 Monck Road, Kawartha Lakes, ON

$669,000
MLS#:X13519718
3 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 74 x 288 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This 3 bedroom year-round home or cottage on the Shadow Lake System has a multitude of features desired by most waterfront buyers. The large 0.64 acre lot is south facing and features 74 ft of dive-off-the dock weed-free swimming in the the famously clear and gently flowing Gull River. The back yard is large and level, with plenty of open lawn for outdoor activities. The cottage is sited close to the water and the wall-to-wall windows in the main living area provide spectacular views. Recent (2024) upgrades include new flooring and interior paint throughout, quartz counters, and a renovated bathroom. Othe enhancements include a newer propane furnace and a/c, newer windows, and an air-tight wood-burning fireplace. The Primary is very spacious and has a walk-out to a glass railing deck overlooking the river. The basement features a marine-rail boat house, a sauna and the utility room. The floating dock is low-maintenance and stays in the water year-round. Recreational opportunities abound as Shadow Lake is a short boat ride down the river, a golf course is a 6 minute drive away, and there is easy access to an extensive network of ATV and snowmobile trails. The property is accessed by a paved municipal road and services and restaurants in Norland and Coboconk are within a short drive. The property is being sold turn-key with almost all furniture and furnishings included, and a short closing is possible.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed DateInvalid Date
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size74 × 288 Feet
CountyKawartha Lakes
Annual Tax$3,480
Legal DescriptionPT LT D CON A SOMERVILLE AS IN R298899 CITY OF KAWARTHA LAKES; PT SHORE RDAL SOMERVILLE ALONG THE GULL RIVER PART 1 ON 57R10667 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Lake Access, River/Stream, School Bus Route

Interior Features

Carpet Free, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

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3534 Monck Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3534 Monck Road, Kawartha Lakes, ON K0M 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$41,900 (6.3%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period25 Years
Estimated Monthly Payment$3,737Based on a loan of $627,100 over 25 years.
Purchase Price$669,000
Loan Amount$627,100
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $669,000 in Kawartha Lakes, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$569,010

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.