388 North Shore Road, Kawartha Lakes, ON

$939,000
MLS#:X13506860
3 beds
2 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $939,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 160 x 341.89 ft lot
  • 10.0 total parking spaces available
  • Notable attributes: Generator - Full, Water Treatment
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

In front of you, the crystal-clear waters of Head Lake. Behind you, over 83,000 acres of protected wilderness. In between, a beautifully updated waterfront retreat where adventure, relaxation, and year-round living come together. Set on a rare 150 ft wide, level lot with exceptional privacy and room to grow, this property was designed for making memories. Spend your mornings launching a kayak from the private dock, afternoons swimming from the natural shallow sandy shoreline that's perfect for children, and evenings gathered around the campfire or relaxing beside the warmth of the high-efficiency Quadra-Fire wood stove. The adventure extends well beyond your shoreline. Directly behind the property, lies more than 83,000 acres of protected wilderness within Queen Elizabeth II Wildlands Provincial Park, offering endless opportunities to hike, paddle, explore rugged Canadian Shield landscapes, and discover hidden lakes throughout every season. When you're home, comfort comes naturally. Extensive recent upgrades mean the work has already been done, including a new septic system, drilled well with full filtration, individual room-controlled heat pumps, whole home Generac backup generator, premium kitchen with high-end appliances, updated flooring, spacious deck, spray-foamed crawl space, shingles, aluminum dock, & the efficient wood stove. Landscape lighting showcases the towering 80-foot pines each evening, creating an unforgettable setting long after the sun goes down. A spacious garden shed with built-in shelving & workbench offers exceptional storage today & the potential to become a charming bunkie tomorrow. Whether you're searching for an active family cottage, a four-season waterfront home, or the perfect place to retire in comfort, this exceptional property delivers. Located just two hours from Highways 401 and 404, you'll enjoy the best of cottage country with year-round municipal services, year-round access, and endless possibilities waiting at your doorstep.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size160 × 341.89 Feet
CountyKawartha Lakes
Annual Tax$4,174
Legal DescriptionLT 2 PL 388; PT RDAL DIGBY ALONG THE NORTHERLY SHORE OF HEAD LAKE, CLOSED BY R155206, AS IN R423263 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Level, Wooded/Treed, Waterfront

Interior Features

Generator - Full, Water Treatment

Security Features

Community Features

Location

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388 North Shore Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 388 North Shore Road, Kawartha Lakes, ON K0M 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$68,900 (7.3%)
* Minimum Canadian down payment required for this price is $68,900.
Amortization Period25 Years
Estimated Monthly Payment$5,185Based on a loan of $870,100 over 25 years.
Purchase Price$939,000
Loan Amount$870,100
Provincial Land Transfer Tax:$15,255
Total Estimated Closing Taxes:$15,255

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $939,000 in Kawartha Lakes, the legal minimum down payment is $68,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,255 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,255.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$687,697

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.