396 North Shore Road, Kawartha Lakes, ON

$755,000
MLS#:X13503978
3 beds
2 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $755,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 200 x 324 ft lot
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Propane Tank
  • Efficient forced air heating via propane

Description

Were you to follow North Shore Road, along the northern shore of Head Lake, all the way till you reached its end, you would discover a private sanctuary unlike any other. Enveloped by the 82,000+ acres of The Queen Elizabeth II Wildlands Provincial Park to the North-East, and the "Group-of-Seven"-esque waters of Head Lake to the South-East, this legacy home offers an idyllic retreat for outdoor enthusiasts looking to nestle in amongst nature, without sacrificing the comforts or amenities of a comfortable, well-equipped abode. For the multi-generational-minded, the home is effectively partitioned into two self-contained living spaces. The original home features 2 bedrooms, a 4-pc bath, kitchen, screened-in sunroom at the water, and elongated living room facing the lake. The newer addition resembles a large studio-style apartment, with dedicated "bedroom" space, tasteful 3-pc bath, laundry, kitchenette, bright living room with a tidy propane stove, and its own sliding glass doors facing the lake. Hobbyists of all kinds will appreciate the well-equipped A-frame garage, with attached covered car port and second story hide-a-way. The 1.3 acre property is well-treed with 200ft of shoreline, showcasing spectacular natural views with no development in sight. If a quiet, soft life immersed in the natural world is what you're in search of, let us be the first to congratulate you - you've found it. Here, at 396 North Shore Road.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten
BasementNone
Lot Size200 × 324 Feet
CountyKawartha Lakes
Annual Tax$4,897.94
Legal DescriptionLT 5 PL 388; PT RDAL DIGBY ALONG THE NORTHERLY SHORE OF HEAD LAKE, CLOSED BY R155206 AS IN R416393; KAWARTHA LAKES

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Treatment, Workbench

Security Features

Community Features

Location

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396 North Shore Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 396 North Shore Road, Kawartha Lakes, ON K0M 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$50,500 (6.7%)
* Minimum Canadian down payment required for this price is $50,500.
Amortization Period25 Years
Estimated Monthly Payment$4,198Based on a loan of $704,500 over 25 years.
Purchase Price$755,000
Loan Amount$704,500
Provincial Land Transfer Tax:$11,575
Total Estimated Closing Taxes:$11,575

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $755,000 in Kawartha Lakes, the legal minimum down payment is $50,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,575 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,575.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$686,916

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.