4 Flora Street, Kawartha Lakes, ON

$999,900
MLS#:X13511254
4 beds
3 baths
2500-3000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Oakwood. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 126.23 x 135.79 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this exceptional Victorian-inspired residence, where timeless architecture, impressive scale, and refined comfort come together in the charming village of Oakwood. Offering over 3,600 sq. ft. of beautifully finished living space, this distinguished home delivers an exceptional lifestyle for those who appreciate elegant design, generous proportions, and effortless entertaining. A classic covered front porch and expansive front and rear verandahs create a warm welcome, while sun-filled principal rooms, rich hardwood flooring, and a thoughtfully designed layout provide comfort and sophistication throughout. The spacious kitchen features abundant cabinetry, expansive work surfaces, and a generous breakfast bar overlooking the dining room. The adjoining family room is truly spectacular, boasting remarkable proportions and a dedicated piano alcove that enhances its elegance and versatility. The upper level is highlighted by an impressive primary retreat with a comfortable lounge area, a beautifully renovated spa-inspired ensuite with an oversized walk-in shower, and a spacious walk-in closet. Additional bedrooms are generously sized, while a stair lift offers convenient access to the second floor. The professionally finished lower level is designed for entertaining, featuring a custom oak bar, games area, expansive recreation room, guest bedroom, and abundant storage. Set on a magnificent 131 x 132-foot lot, the private, fully fenced backyard is a resort-inspired retreat with a beautiful in-ground swimming pool and inviting lounge areas, perfect for summer entertaining or quiet relaxation. An oversized attached two-car garage with additional storage, exceptional curb appeal, and a location just minutes from Lindsay and only an hour to the GTA complete this remarkable offering. A rare opportunity to enjoy timeless character, exceptional space, and resort-style living in one of Kawartha Lakes' most desirable communities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished
Lot Size126.23 × 135.79 Feet
CountyKawartha Lakes
Annual Tax$5,187.51
Legal DescriptionPT LT 6 W OF ELDON ST, 7 W OF ELDON ST BLK U PL 80 PT 2, 57R1927

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage

Security Features

Community Features

Location

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4 Flora Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Flora Street, Kawartha Lakes, ON K0M 2M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$74,990 (7.5%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,910 over 25 years.
Purchase Price$999,900
Loan Amount$924,910
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $999,900 in Kawartha Lakes, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oakwood, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$780,370

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.