645 Gervais Terrace, Milton, ON

$899,000
MLS#:W12108140
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 1028 - CO Coates. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.51 x 60.43 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning Corner Unit Freehold Townhome in the Heart of Coates! Just like a semi, this 1,764 sq ft gem offers the perfect blend of style and functionality. Featuring a bright open-concept layout with 7" engineered hardwood floors throughout, a chef-inspired kitchen with quartz countertops, matching backsplash, stainless steel appliances, a double sink ideal for entertaining or daily living, and an upgraded main floor bathroom. Enjoy the comfort of a fully renovated second-floor laundry room with custom cabinetry and countertop space, a bonus den area, upgraded blinds throughout, and a new AC (2024) for peace of mind. Step outside to your low-maintenance concrete backyard, perfect for summer gatherings, and enjoy front yard water sprinklers for year-round curb appeal. EV Charging outlet installed in the garage. Located in the highly sought-after Coates neighbourhood, just steps to parks, schools, and amenities, this home checks all the boxes. Don't miss your chance to own this move-in-ready showstopper!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 7, 2025
Sold price information is available to members only
Listed Date4/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Full
Lot Size34.51 × 60.43 Feet
CountyHalton
Annual Tax$3,684
Legal DescriptionPLAN 20M1059 PT BLK 141 RP 20R18573 PARTS 32 AND 33

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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645 Gervais Terrace, Milton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 645 Gervais Terrace, Milton, ON L9T 7R7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Milton.

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Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Milton, ON

For a property listed at $899,000 in Milton, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Milton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

Nearby Listings

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No current listings found in Milton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Milton.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,109,352

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Local Schools Guide

Elementary Schools

Our Lady of Victory
Public540 Commercial Street, Milton, Ontario, L9T 4Z3
6.2
Sam Sherratt
Public649 Laurier Avenue, Milton, Ontario, L9T 4N4
6.1
Tiger Jeet Singh
Public650 Yates Drive, Milton, Ontario, L9T 7P6
6.8
Our Lady of Fatima
Public709 Bolingbroke Drive, Milton, Ontario, L9T 6Z3
8.5
Anne J. MacArthur
Public820 Farmstead Drive, Milton, Ontario, L9T 8J6
6.7

Secondary Schools

Milton
Public396 Williams Avenue, Milton, Ontario, L9T 2G4
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.