1427 Spar Lake Road, Minden Hills, ON

$659,900
MLS#:X13413722
3 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lutterworth. Expertly crafted featuring premium aluminum siding and wood construction, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 320 x 150 ft lot
  • Features a crawl space, exposed rock, none basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater
  • Efficient other heating via wood

Description

Rare Spar Lake waterfront opportunity! Enjoy approximately 320 feet of private shoreline, on crystal-clear, spring-fed waters, with almost 2 acres of privacy and loads of natural beauty. Spar Lake is a motor restricted lake to under 9.9HP. which only adds to the peace and serenity it offers. Great for young families and nature lovers of all kinds. The lake is excellent, for fishing (bass, trout) as well paddling and swimming! The waterfront features the best of both worlds with a sandy shallow entry to wade in or jump off the end of the dock into deep water. The spacious 3-bedroom seasonal cottage offers a comfortable kitchen, cozy family room, and stunning lake views throughout. Enjoy it today as a turnkey retreat, or unlock its full potential with renovations, upgrades, or future plans. With pristine water, expansive frontage, and an incredible setting, this is a property that's becoming increasingly difficult to find. Just minutes from Minden and only a couple of hours north of the GTA, this is a waterfront opportunity worth viewing!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Wood
BasementCrawl Space, Exposed Rock, None
Lot Size320 × 150 Feet
CountyHaliburton
Annual Tax$1,718.28
Legal DescriptionLT 50-51 PL 379; PT RDAL IN FRONT OF LT 23 CON 1 LUTTERWORTH CLOSED BY H163541 PT 2 19R4122; MINDEN HILLS LT 49 PL 379; PT RDAL IN FRONT OF LT 23 CON 1 LUTTERWORTH CLOSED BY H163541 PT 1 19R4122; MINDEN HILLS

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Campground, Lake/Pond, Waterfront

Interior Features

Primary Bedroom - Main Floor, Water Heater

Security Features

None

Community Features

Location

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1427 Spar Lake Road, Minden Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1427 Spar Lake Road, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

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Interest Rate5.25%
Down Payment$40,990 (6.2%)
* Minimum Canadian down payment required for this price is $40,990.
Amortization Period25 Years
Estimated Monthly Payment$3,688Based on a loan of $618,910 over 25 years.
Purchase Price$659,900
Loan Amount$618,910
Provincial Land Transfer Tax:$9,673
Total Estimated Closing Taxes:$9,673

About Purchasing a Home in Minden Hills, ON

For a property listed at $659,900 in Minden Hills, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.

Nearby Listings

Distance:

No current listings found in Minden Hills.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lutterworth, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$577,185

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.