260 Owen Street, Norfolk, ON

$659,000
MLS#:X13505024
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Simcoe. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $659,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55 x 132.75 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully renovated home, where quality craftsmanship and thoughtful design come together to create a truly move-in-ready property. Featuring 3 bedrooms and 3 bathrooms, this spacious home offers an open-concept layout that is perfect for both everyday living and entertaining. A standout feature is the presence of two primary suites, each with its own private ensuite bathroom, providing exceptional comfort, privacy, and flexibility for multi-generational living. The main primary suite boasts a luxurious 4-piece ensuite along with dual walk-in closets, while the second suite offers a generous bedroom and a spacious 3-piece ensuite complete with a walk-in tub-ideal for an aging parent, guest, or family member requiring accessible accommodations. At the heart of the home is the stunning kitchen, showcasing quartz countertops, stainless steel appliances, a pantry, and abundant cabinetry to satisfy any home chef. The bright and inviting family room offers a welcoming space to gather with family and friends. Completing the main level are a third bedroom and an additional full bathroom, enhancing the home's functionality. The finished basement provides a large recreation room along with a versatile bonus area that can serve as a home office, hobby room, or craft space. Laundry facilities and ample storage space are also located on the lower level. Outside, the beautifully landscaped front and rear yards create attractive outdoor living spaces, complete with pergolas for relaxing and entertaining. The recently fenced backyard offers excellent privacy, making it a perfect retreat. Numerous updates including windows, siding, shingles, central air conditioning, blown-in insulation, and a built-in dishwasher, improving both energy efficiency and curb appeal. A large storage shed adds even more practicality to this exceptional property. Located on a quiet dead-end street, this turnkey home offers the perfect blend of comfort, style, and functionality. Call now!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionBoard & Batten , Vinyl Siding
BasementPartially Finished, Full
Lot Size55 × 132.75 Feet
CountyNorfolk
Annual Tax$3,037
Legal DescriptionPART OF LOT 3 BLOCK 132 PLAN 182 DESIGNATED AS PART 1, 37R10685 & PART 1, 37R11055 NORFOLK COUNTY

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Park

Interior Features

Other

Security Features

Community Features

Location

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260 Owen Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 260 Owen Street, Norfolk, ON N3Y 2V2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$40,900 (6.2%)
* Minimum Canadian down payment required for this price is $40,900.
Amortization Period25 Years
Estimated Monthly Payment$3,683Based on a loan of $618,100 over 25 years.
Purchase Price$659,000
Loan Amount$618,100
Provincial Land Transfer Tax:$9,655
Total Estimated Closing Taxes:$9,655

About Purchasing a Home in Norfolk, ON

For a property listed at $659,000 in Norfolk, the legal minimum down payment is $40,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,655 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,655.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Simcoe, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$642,927

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.