123 PINE TREE HARBOUR Road, Northern Bruce Peninsula, ON

$1,179,000
MLS#:X10847685
5 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $1,179,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 183.06 x 185.31 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Solar Tube, Separate Heating Controls, Water Heater Owned
  • Efficient baseboard heating via wood

Description

On the tranquil shores of Pine Tree Harbour, this charming waterfront home set on .9 acres seamlessly combines timeless character with modern comforts. This 4-season, 1625 square foot home includes 3 bedrooms and 1 bath, ideal for both weekend getaways and year-round living plus a detached 32’ x 30’ garage/dry boathouse includes an additional 545 square feet of living space above, with two bedrooms, a three-piece bath and storage. The original cottage, with its exposed timbers and stone fireplace, preserves the Peninsula's rich heritage while offering a sense of rustic charm. Throughout the years, thoughtful additions have enhanced the home's appeal, including an additional bedroom, bathroom, and a kitchen featuring quartz countertops, and a spacious great room with soaring cathedral ceilings and expansive windows framing the views of the harbour. As you wander the property, you’ll find a meticulously maintained yard, pathways and a small garden. The approximately 230 feet of shoreline (there is a shore road allowance) is perfect for relaxing and enjoying the beautiful views. A sturdy crib dock offers direct water access for your boating pleasure. Pine Tree Harbour, is one of the few safe harbours with navigation aids in the area and the current owner has comfortably moored a 25-foot sailboat here. This home is offered turn-key, with almost everything you will need inside and out including a new kitchen stove. Just move in and enjoy! Whether savouring the views from your dock or exploring the waters of Lake Huron, this property offers the perfect blend of historic charm and contemporary living.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date6/21/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Wood
BasementSeparate Entrance, Unfinished
Lot Size183.06 × 185.31
CountyBruce
Annual Tax$4,013.57
Legal DescriptionPART LOT 1 CONCESSION 8 WBR ST. EDMUNDS, PARTS 14, 24 AND 28 3R4106 MUNICIPALITY OF NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Solar Tube, Separate Heating Controls, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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123 PINE TREE HARBOUR Road, Northern Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 PINE TREE HARBOUR Road, Northern Bruce Peninsula, ON N0H 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Northern Bruce Peninsula.

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Interest Rate5.25%
Down Payment$235,800 (20.0%)
* Minimum Canadian down payment required for this price is $235,800.
Amortization Period25 Years
Estimated Monthly Payment$5,621Based on a loan of $943,200 over 25 years.
Purchase Price$1,179,000
Loan Amount$943,200
Provincial Land Transfer Tax:$20,055
Total Estimated Closing Taxes:$20,055

About Purchasing a Home in Northern Bruce Peninsula, ON

For a property listed at $1,179,000 in Northern Bruce Peninsula, the legal minimum down payment is $235,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,055 for this transaction. As this listing is in Northern Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,055.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northern Bruce Peninsula, Northern Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,656

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.