113 Elgin Street, Oshawa, ON

$299,000
MLS#:E13690948
2 beds
1 baths
700-1100 sqft
Residential Freehold
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Added:Aug 19, 2026(9 days ago)
Updated:Aug 19, 2026(9 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 30 x 132 ft lot
  • Features a separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Attention Investors, Renovators & Buyers Looking for a Project! Opportunity Knocks! This 2 Bedroom, 1 Bathroom Home is Ready for Someone with Vision to Bring it Back to Life. Whether You're an Investor, Renovator, Contractor or a Buyer Looking to Create a Home of Your Own, This Property Offers Plenty of Potential. Featuring 2 Bedrooms, 1 Bathroom, a Full Basement and a Large Yard, There is a Great Foundation Here to Work With. Bring Your Ideas, Roll Up Your Sleeves and Transform This Property Into Something Special. Perfect for Those Looking for Their Next Renovation Project, Investment Opportunity or a Home They Can Update to Suit Their Own Style. A Great Chance to Add Value and Make This Property Shine Again! Bring Your Vision & See the Possibilities!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 113 Elgin Street, Oshawa is currently for sale and has been available on SousaSells for 9 days. This property is listed at $299,000 with an estimated mortgage of $995* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 113 Elgin Street, Oshawa is in the O'Neill neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in O'Neill, Oshawa.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 19, 2026 (9 days ago)
UpdatedAug 19, 2026 (9 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementSeparate Entrance, Walk-Up
Lot Size30 × 132 Feet
CountyDurham
Annual Tax$4,025
Legal DescriptionPT LT 16 S/S ELGIN ST PL 6 OSHAWA AS IN D519889 CITY OF OSHAWA

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 113 Elgin Street, Oshawa, ON

Q.What is the asking price for 113 Elgin Street, Oshawa, ON ?

The current listing price for 113 Elgin Street, Oshawa, ON in O'Neill, Oshawa is $299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 113 Elgin Street, Oshawa, ON ?

113 Elgin Street, Oshawa, ON is a Detached (Bungalow) featuring a Separate Entrance, Walk-Up basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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113 Elgin Street, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

O'Neill, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–¼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 113 Elgin Street W, Oshawa, ON L1G 1S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$89,700 (30.0%)
* Minimum Canadian down payment required for this price is $14,950.
Amortization Period30 Years
Estimated Monthly Payment$995Based on a loan of $209,300 over 30 years.
Purchase Price$299,000
Loan Amount$209,300
Provincial Land Transfer Tax:$2,960
Total Estimated Closing Taxes:$2,960

About Purchasing a Home in Oshawa, ON

For a property listed at $299,000 in Oshawa, the legal minimum down payment is $14,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,960 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,960.

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O'Neill, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,132,417

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in O'Neill, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

O'Neill, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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