2420 Providence Line, Otonabee-South Monaghan, ON

$2,200,000
MLS#:X13568272
2 beds
1 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Added:Jul 10, 2026(55 days ago)
Updated:Jul 15, 2026(50 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow rural residential located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $2,200,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 2000-2500 sqft on a premium 2016.68 x 2188.82 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: None
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Rare Offering Of Approximately 100 Acres Of Freehold Land In The Township Of Otonabee-South Monaghan, County Of Peterborough - Roughly 90 Acres Of Rural And Natural Land With Mature Cedar And Mixed-Hardwood Bush, And A Watercourse With Environmental Protection Lands. Predominantly Rural (RU) Zoned, With A Small Square Of Rural Residential (RR), A Waste Disposal Industrial (MD) Zone, And Environmental Protection (EP). The Standout Feature: WhileThe Land Is Largely Rural, The City Recognizes The Existing Uses As Legal Non-Conforming. The Recycling/Wrecking Yard And Shop, Which Would Normally Fall Under The MD Zone, Sit Within The Rural Zone, And The Township's Records Trace This Use Back To 1979, So The Location And Size Of The Yard And Shop Are Permitted As Legal Non-Conforming (May Continue At Current Location And Size; Cannot Be Enlarged Without Planning Approvals) . Improvements Include A Renovated Detached Home Serviced By Well, Septic, And 400-Amp/220-Volt Hydro; An Approx. 2,500 Sq Ft Autobody Workshop; And The Established Salvage Yard With An 80-Ft Commercial Weigh Scale &Hydraulic Compressor. Beyond The Existing Operation, The Property Offers Untapped Upside: Approximately 7.5 Acres Of Waste Disposal Industrial (MD) Land That Could Support The Set-UpOf A Waste Disposal Or Recycling Business, And Roughly 1.5 Acres Of Rural Residential (RR)Land Offering Potential To Build A New Rural Farmhouse Or Home - Both Subject To MunicipalApprovals. Approximately 20 Minutes To Peterborough, About 1.5 Hours To The GTA, With DirectFrontage On A Paved Municipal Road. Sold As-Is, Where-Is.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This rural residential located at 2420 Providence Line, Otonabee-South Monaghan is currently for sale and has been available on SousaSells for 55 days. This property is listed at $2,200,000 with an estimated mortgage of $7,323* per month. It has 2 beds, 1 bathroom, and is 2000-2500 square feet. 2420 Providence Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee-South Monaghan, Otonabee-South Monaghan.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 10, 2026 (55 days ago)
UpdatedJul 15, 2026 (50 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow
ConstructionConcrete
BasementUnfinished
Lot Size2016.68 Ă— 2188.82 Feet
CountyPeterborough
Annual Tax$3,741
Legal DescriptionPT LT 29 CON 9 OTONABEE AS IN R709519; S/T S12067; OTONABEE-SOUTH MONAGHAN

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • None

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 2420 Providence Line, Otonabee-South Monaghan, ON

Q.What is the asking price for 2420 Providence Line, Otonabee-South Monaghan, ON ?

The current listing price for 2420 Providence Line, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $2,200,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 2000-2500 sqft.

Q.What property type and architectural style is 2420 Providence Line, Otonabee-South Monaghan, ON ?

2420 Providence Line, Otonabee-South Monaghan, ON is a Rural Residential (Bungalow) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.What security features are installed at 2420 Providence Line, Otonabee-South Monaghan, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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2420 Providence Line, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2420 Providence Line, Otonabee-South Monaghan, ON K9J 6X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$660,000 (30.0%)
* Minimum Canadian down payment required for this price is $440,000.
Amortization Period30 Years
Estimated Monthly Payment$7,323Based on a loan of $1,540,000 over 30 years.
Purchase Price$2,200,000
Loan Amount$1,540,000
Provincial Land Transfer Tax:$41,475
Total Estimated Closing Taxes:$41,475

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $2,200,000 in Otonabee-South Monaghan, the legal minimum down payment is $440,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $41,475 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $41,475.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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