20D Silver Birch Court, Parry Sound, ON

$399,999
MLS#:X12699874
1 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Parry Sound. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

1 Bedroom + Den, 1 Bathroom Main-Floor Condo for Sale in Parry Sound, located in the sought-after Silver Birch community and offering low-maintenance living. This main-floor condominium features an open-concept living and dining area, in-suite laundry and ample storage throughout. The primary bedroom includes a walk-in closet, while the den provides flexible space for a home office, guest room or additional living area. Flooring in the den was replaced in February 2026. A centrally located 4-piece bathroom completes the layout. Additional features include a forced-air natural gas furnace, central air conditioning, exclusive underground parking and a private storage locker making this an ideal lock-and-go option. Conveniently located minutes from downtown Parry Sound with quick access to Highway 400 and within walking distance to parks, a community garden and scenic views of the Seguin River. A great option for buyers seeking a Parry Sound condo offering main-floor convenience and low-maintenance living.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date1/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionStucco (Plaster)
BasementFull, Unfinished
CountyParry Sound
Annual Tax$3,617.28

Parking & Garage

Parking Spaces1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Golf, Hospital, Park, Place Of Worship, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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20D Silver Birch Court, Parry Sound, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20D Silver Birch Court 102, Parry Sound, ON P2A 0A7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Parry Sound.

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Interest Rate5.25%
Down Payment$20,000 (5.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period25 Years
Estimated Monthly Payment$2,264Based on a loan of $379,999 over 25 years.
Purchase Price$399,999
Loan Amount$379,999
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in Parry Sound, ON

For a property listed at $399,999 in Parry Sound, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Parry Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Parry Sound, Parry Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$542,274

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.